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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103545 reviews)

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4.90

Based on 103,545 reviews, last reviewed 10th May 2026

2431750% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103545)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

When I'm shopping online, I always used PayPal Credi...

When I'm shopping online, I always used PayPal Credit, very safe and never ever I had problems. Thank you PayPal, for help me every transaction , very confident when I'm shopping online with PayPal. Reviewed on: 5th May 2026

Say Yes To PayPal Credit!

I used PayPal Credit to finance a MacBook Pro to pursue my creative career using adobe creative cloud, it was the best decision I ever made. I always thought I’d never be able to buy a MacBook for the cost but Paypal credit helped make it happen, it was so quick and straight-forward to set up I’ve had no issues at all! Reviewed on: 5th May 2026

PayPal they are always on hand

Every time I need PayPal they are always on hand and so easy to deal with. The customer service team and brilliant at dealing with my questions and never fail to help. What more can I ask! Reviewed on: 5th May 2026

PayPal credit gives you the space to breathe if your...

PayPal credit gives you the space to breathe if your making a sizable purchase, the 4 months before interest is an excellent idea Reviewed on: 5th May 2026

You can always trust PayPal with your money.

You can always trust PayPal with your money. Whenever Ive had problems they sort it out quickly Reviewed on: 5th May 2026

My experience is good , fantastic.

My experience is good , fantastic. I recommend . Reviewed on: 5th May 2026

Great credit card

I've brought several items with PayPal now,all over £100 so have qualified for the 4 month repayment plan, which is great and better than other cards on the market. Is very simple to use and the website is clear and easy to follow Reviewed on: 5th May 2026

Good experience with small grievances

PayPal is pretty easy to use, my only negative experience that is worth mentioning is that it is not possible to pay money into specific purchases. Reviewed on: 5th May 2026

Recently had an issue with a purchase. company were...

Recently had an issue with a purchase, company were being difficult regarding a refund for defective item. PayPal resolved it and got refund. I use PayPal for many purchases and find PayPal credit very helpful in spreading the cost. Reviewed on: 5th May 2026

Great service over all and diverse range of products

Great service over all and diverse range of products Reviewed on: 5th May 2026

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