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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146284 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146284)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Consistent and reliable

I have been using PP for many years and I find it's products reliable and suits my day to day needs. Reviewed on: 14th June 2026

I have wery good experience with the app and service...

I have wery good experience with the app and service Reviewed on: 14th June 2026

Confidence when paing

I feel confident and protected if there is a problem Reviewed on: 14th June 2026

Hassle free easy way of making all sorts of payments.

Hassle free easy way of making payments. Reviewed on: 14th June 2026

Very satisfied!

Very satisfied! Will use it in future definitely. Reviewed on: 14th June 2026

Great customer service

Everything is simple and easy to use Reviewed on: 14th June 2026

Easy shop

Easy to use service. Great way to spread the cost of any item. Great way to shop. Reviewed on: 14th June 2026

I'm very happy with the service, whenever I can I ma...

I'm very happy with the service, whenever I can I make payments with PayPal Reviewed on: 14th June 2026

All good.

All good. I would like to know more about interest rates Reviewed on: 14th June 2026

Pay in three is brilliant

I think that pay in three is brilliant and excellent value as there are no extra charges. Reviewed on: 14th June 2026

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