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PayPal: PayPal Credit reviews

4.90
Based on 103,575 reviews, last reviewed 10th May 2026
2433150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always a life saver PayPal is always a life saver especially the pay in three options,.really helps when finances are tight Reviewed on: 10th May 2026
Naz's avatar
Naz

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103575)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Having paypal is great

5
Having paypal is great as 3 Or 4 month payment to help me spilt the bills also 12 25 and 36 monthly using samsung for new watch and phone is brills also having a credit is great it help me Reviewed on: 5th May 2026

Used paypal for many years on Ebay and other Web sit...

5
Used paypal for many years on Ebay and other Web sites always been fantastic I now have the the credit card which is also easy to use Reviewed on: 5th May 2026

Switzerland

5
It was really nice and easy to plan and process our holiday plan in Switzerland Reviewed on: 5th May 2026

PayPal credit has been great, they make it easy to u...

5
PayPal credit has been great, they make it easy to use either through PayPal or the card which also has Apple Pay capabilities. The app makes it easy to keep on top of end customer service is so quick. Reviewed on: 5th May 2026

Good and quick to use, safe to use the app

5
Good and quick to use, safe to use the app Reviewed on: 5th May 2026

Payoal experience

5
Love shopping with payppal as I can pay every month for the things I want now and the monthly payments are affordable Reviewed on: 5th May 2026

Good but does not let you choose which installment t...

4
Good but does not let you choose which installment to pay directly Reviewed on: 5th May 2026

It’s very easy to use .

5
It’s very easy to use . App is good to navigate around well done Reviewed on: 5th May 2026

excellent support

5
I have been with PayPal credit almost 10 years and they’ve been so helpful Reviewed on: 5th May 2026

Feel Safe and Secure .

4
Feel Safe and Secure . Feeling money secure already being scamed before Reviewed on: 5th May 2026

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