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PayPal: PayPal Credit reviews

4.90
Based on 105,171 reviews, last reviewed 12th May 2026
2506700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent value but short terms Only 4 interest free payment plans, it is too short a period. Reviewed on: 12th May 2026
Fowsiya N's avatar
Fowsiya N

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105171)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

OG PayPal user since day one

5
Great all round, can't fault them Reviewed on: 5th May 2026

sellers can provide a fake story, fake reference num...

5
sellers can provide a fake story, fake reference numbers to customer service and not refund the money. Seems like there are no real people evaluating any of these cases and its all automated to the point where the system is played. If any issues arise with dodgy sellers - you will never ever get your money back. Thats the only thing thats really wrong with PayPal. Otherwise - great organisation to use if everything is well Reviewed on: 5th May 2026

PayPal purchase with confidence

5
I like the safety that PayPal offers so I can make purchases online without worry. Reviewed on: 5th May 2026

Easy, fast & simple

5
Always been easy to use, no hidden clause and just simple and easy to use Reviewed on: 5th May 2026

Georgie gints

5
Never have any problems always know what and when I'm paying Reviewed on: 5th May 2026

Must have one Paypal

5
It was an amazing experience with Paypal i must recommend Reviewed on: 5th May 2026

V good A Excellent I liked thanks paypal

5
V good A+++++ Excellent I liked thanks paypal Reviewed on: 5th May 2026

Easy to use via the ap and once device is linked min...

5
Easy to use via the ap and once device is linked minimum rekeying of passwords etc. Generally easy to use mid transaction. Reviewed on: 5th May 2026

Easy instructions and offers great options.

5
Easy instructions and offers great options. Reviewed on: 5th May 2026

Great product and great pay options

5
Great product and great pay options Reviewed on: 5th May 2026