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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103622 reviews)

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4.90

Based on 103,621 reviews, last reviewed 10th May 2026

2435350% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great, I love being able to buy now and pa... PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103622)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have always used paypal to spread my cost

I have always used paypal to spread my cost Reviewed on: 5th May 2026

Great customer service and peace of mind

Great customer service. Great security and peace of mind. I have been scammed before and PayPal sorted out a full refund. Reviewed on: 5th May 2026

Absolutely seamless

Absolutely seamless - from payment to recommendations to points collection. Love to get money for spending money. Reviewed on: 5th May 2026

Best Credit Lender

With the current economy, PayPal credit has allowed me to afford necessities, and been there when I needed it, knowing I can pay back the money monthly is not only fair/helpful, it means I can pay it back without breaking the bank. I wouldn't have been able to afford to live without it Reviewed on: 5th May 2026

Very easy to use and reliable nice excellent experie...

Very easy to use and reliable nice excellent experience Reviewed on: 5th May 2026

Paypal credit is a really and easy way of paying for...

Paypal credit is a really and easy way of paying for things. Helps build my credit score but making all my repayments on time. Reviewed on: 5th May 2026

Great service

Application is quick and easy. You get email payment reminders if you decide not to set a direct debit. Reviewed on: 5th May 2026

PayPal Credit is easy to use

PayPal is easy to use and love the fact that is quick to pay many online merchants by PayPal credit. Credit being at 0% for 4 months is also a bonus. Reviewed on: 5th May 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. It’s been a convenient and flexible way to manage purchases, especially for larger expenses that I’d prefer to spread over time rather than pay all at once. Good communication and reliable. Reviewed on: 5th May 2026

I always use PayPal for all online purchases.

I always use PayPal for all online purchases. Safe and secure. Reviewed on: 5th May 2026

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