Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103665 reviews)

View other PayPal products

4.90

Based on 103,665 reviews, last reviewed 10th May 2026

2437400% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

sound to use always been good and on hand never hade a problem Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103665)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I applied for PayPal credit to buy a new computer.

I applied for PayPal credit to buy a new computer. Application was easy & fast. I got my new computer & although I have a set minimum to pay each month I can very easily add more as when I can afford it. I would highly recommend PayPal credit. Reviewed on: 5th May 2026

Highly recommend

Easy to contact if a problem.Gets quickly sorted & trust them with my details Reviewed on: 5th May 2026

Convenient, reliable service

I use PayPal as my default payment method for all transactions. But PayPal credit allows me to spread the cost of larger transactions, interest free. Great to help your money go further Reviewed on: 5th May 2026

best retail finance provider!

best retail finance provider! i used all the time ! free 4 months better then bank Reviewed on: 5th May 2026

I was sceptic about it.But I recomand!

I was sceptic about it.... But I decided to have it a go.... And yes.... It was easy, fast, and in the right time. Reviewed on: 5th May 2026

Best and reliable service around.

I have used Paypal services for years and will never stop using them. Any problems get sorted quickly by understanding staff. Always peace of mind when paying for something online by using Paypal. Reviewed on: 5th May 2026

Used several times for car parts

Used several times for car project to get parts that I would have had to save for! Saved a lot of time and overpaid on payments and gone in no time Reviewed on: 5th May 2026

Appreciate credit provided and thank full

Appreciate credit provided and thank full Reviewed on: 5th May 2026

Great service so easy to use takes away any hassle

Great service so easy to use takes away any hassle Reviewed on: 5th May 2026

Excellent conditions in the modern world, fast servi...

Excellent conditions in the modern world, fast service, clear and simple interface Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48980 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub