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PayPal: PayPal Credit reviews

4.90
Based on 103,800 reviews, last reviewed 10th May 2026
2443800% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026
Anitha 's avatar
Anitha

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103800)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

All just great.

5
All just great. Been using PayPal credit for years Reviewed on: 5th May 2026

Fair and reliable financial service

5
Great offers, very easy to use and offers protection against scams. Reviewed on: 5th May 2026

Great alternate payment system

4
Happy to have this alternate payment system in my purse. Most convenient. Reviewed on: 5th May 2026

Easy access

5
Great for credit account as you can keep eye on it at all times Reviewed on: 5th May 2026

Such a great service & way to have peace of mind to...

5
Such a great service & way to have peace of mind to always have that backup there Reviewed on: 5th May 2026

Great - great service, great product

5
Great - great service, great product Reviewed on: 5th May 2026

Really easy to interact with the support team, and h...

5
Really easy to interact with the support team, and have control over my finances Reviewed on: 5th May 2026

Very good and helpful staff, trying all options to a...

5
Very good and helpful staff, trying all options to assist you and good value for money Reviewed on: 5th May 2026

Excellence!

5
Excellent apps, easy to use. Excellent customer service. Reviewed on: 5th May 2026

PayPal credit is such an easy and convenient way to...

5
PayPal credit is such an easy and convenient way to make purchases and offers a good window of time to clear your payments before incurring interest! Reviewed on: 5th May 2026

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