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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146444)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Smooth transaction and money when you really need it.

5
Smooth transaction and money when you really need it. Reviewed on: 14th June 2026

PayPal the best way to shop .

5
PayPal the best way to shop . Stress free. Secure and added convenience of 4 months interest free Reviewed on: 14th June 2026

I always use PayPal safe and easy

5
I always use PayPal safe and easy Reviewed on: 14th June 2026

PAYPAL credit is great

5
I used PayPal credit for larger purchases in order to help managing my expenses; it really helped to keep my bank account healthy. I couldn’t have done without it especially for expensive last minutes emergencies and summer holidays. Reviewed on: 14th June 2026

My most useful banking app

5
It is so useful and gives me one added level of protection for online purchases, plus the interest free spread payments is so handy for budgetting Reviewed on: 14th June 2026

Excellent

5
PayPal Credit provides money very quick and safe, that's good way to borrow money. You can satisfy yourself immediately and pay for that later Reviewed on: 14th June 2026

It is very simple and easy to use.

5
It is very simple and easy to use. Reviewed on: 14th June 2026

Excellent

5
Only ever had one issue with PayPal and they sorted very quickly and efficiently. They have great credit rates and PayPal is very easy to navigate around. Reviewed on: 14th June 2026

Never had any issues with paypal

5
Never had any issues with paypal Reviewed on: 14th June 2026

Easy to navigate app and amazing customer service!

5
Easy to navigate app and amazing customer service! Reviewed on: 14th June 2026

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