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PayPal: PayPal Credit reviews

4.90
Based on 105,438 reviews, last reviewed 12th May 2026
2519450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026
Fiona Hall's avatar
Fiona Hall

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105438)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I always use PayPal

5
I always use PayPal and find it so easy to use and makes me feel secure knowing there is a clear record of my purchases. My interaction with customer service has been limited due to not having any issues! Reviewed on: 5th May 2026

My preferred way to pay

5
Super easy to use at checkout and interest free period for larger purchases is beneficial. Reviewed on: 5th May 2026

Always quick and easy.

5
Always quick and easy. Clear and easy to use Reviewed on: 5th May 2026

Easy to set up and easy to use when needed...

5
Easy to set up and easy to use when needed Reviewed on: 5th May 2026

PayPal is the best

5
I have had a couple of incidents where sellers have tricked us out of money. PayPal have been amazing at recovering the money we lost. You ring them up. They can’t be more helpful. You get to speak to a person not a computer and it’s the easiest thing to use in the world. Reviewed on: 5th May 2026

I've had very positive experiences with paypal.

5
I've had very positive experiences with paypal. Recently had an seller dispute that couldn't be resolved by ebay. Paypal supported me and refunded all my money after the seller didn't respond. Feel very confident my money is protected through paypal transactions. Reviewed on: 5th May 2026

Use it all the time.

5
Use it all the time. Great service & very easy to use. Reviewed on: 5th May 2026

All payments made through PayPal with no issues

5
All payments made through PayPal with no issues Reviewed on: 5th May 2026

I’ve being a customer of PayPal since 2013.

5
I’ve being a customer of PayPal since 2013. I find their services very reliable. I prefer to use PayPal mostly when order goods and services from abroad and in the case of any disputes they are always there to resolve the issues. Reviewed on: 5th May 2026

Diesel&Sash

5
Easyjet to get through to customer services & staff are fantastic they listen they are polite and always resolve my queries Reviewed on: 5th May 2026