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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146517 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146518)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and flexible

I've had a good experience with PayPal Credit. It's easy to use, payments are straightforward to manage, and it has been helpful when I needed a little extra flexibility with larger purchases. Overall, a reliable service. Reviewed on: 14th June 2026

Lots of love for PayPal

Especially love the offers with reduced interest! Reviewed on: 14th June 2026

Simple to use tool

PayPal is an excellent way to spread the cost of purchases. Both 3 in 3 and PayPal credit is something I have used on several occasions and have never had any issues . I would highly recommens Reviewed on: 14th June 2026

Fantastic customer service all round.

Fantastic customer service all round. My go to provider for credit purchases. Competitive priced and very convenient too. Reviewed on: 14th June 2026

Easy to use.

Easy to use. Fair interest rate and having this option is a good as well Reviewed on: 14th June 2026

PayPal credit

PayPal credit is easy to use and helps to spread the costs interest free. The App is easy to navigate and feels safe and secure to use. I have been using their service for many years and would recommend to anyone Reviewed on: 14th June 2026

I find PatPal easy to use and offers good value for...

I find PatPal easy to use and offers good value for money Reviewed on: 14th June 2026

Good paypal

Always easy to use either paying or receiving money from abroad Reviewed on: 14th June 2026

Does what it says on the tin.

Does what it says on the tin. No hidden nasties, no pretentious nonsense. Just honest lending Reviewed on: 14th June 2026

Very good experience

I have had only good experience with PayPal. They couldn't have been better. Reviewed on: 14th June 2026

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