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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103888 reviews)

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4.90

Based on 103,888 reviews, last reviewed 11th May 2026

2447750% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103888)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Everything is easy, quick, well laid out.

Everything is easy, quick, well laid out. Good communication Reviewed on: 5th May 2026

Great app super useful

Really good quality and helpful experience Reviewed on: 5th May 2026

Easy to use and efficient.

Easy to use and efficient. The app is straight forward and the customer service is great. Reviewed on: 5th May 2026

I have to be honest is very good

I have to be honest is very good Reviewed on: 5th May 2026

I have used PayPal faithfully for about 9- 10 years.

I have used PayPal faithfully for about 9- 10 years. And I am hooked! Reviewed on: 5th May 2026

Fantastic company and brilliant customer service

Fantastic company and brilliant customer service Reviewed on: 5th May 2026

I would recommend PayPal

I would recommend PayPal to friends and family Reviewed on: 5th May 2026

Very high interest

I’ve had a good experience with PayPal overall — the service is reliable and easy to use, and I’ve been happy with it for payments. However, the interest rates on PayPal Credit are quite high, which makes it less appealing for me. Because of this, I don’t plan to use PayPal Credit anymore and will stick to using my credit cards instead Reviewed on: 5th May 2026

Never needed to use customer service so that's why I...

Never needed to use customer service so that's why I put neutral. Never had any problems Reviewed on: 5th May 2026

I use paypal credit for everything!!!!

I use paypal credit for everything! I can get rewards and make the most out of my money and also use it everywhere i shop! Paypal credit has made me love using a credit card, boosting my credit score! Reviewed on: 5th May 2026

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