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PayPal: PayPal Credit reviews

4.90
Based on 103,903 reviews, last reviewed 11th May 2026
2448350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is easy to use with clear payment opti... PayPal Credit is easy to use with clear payment options and helpful reminders. Pay in 3 is a brilliant way to spread payments interest-free and budge... Read more Reviewed on: 11th May 2026
Ghai Photography's avatar
Ghai Photography

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103903)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent smooth service .

5
Excellent smooth service .Very easy to transfer and receive money Reviewed on: 5th May 2026

I love the security and peace of mind purchasing online

5
I have been using PayPal for years. I love the security and peace of mind purchasing online. The payment options are second to none the flexibility gives you options of easy payment plans, credit or instant payment. Reviewed on: 5th May 2026

Have used for a long time Great

5
Have used for a long time.Many years. Reviewed on: 5th May 2026

Very easy and sraightforward to arrange.

5
Very easy and sraightforward to arrange. Clear and simple to understand payment amounts and how long the agreement would be. Monthly statements available online via the app means you always know how much you have left to pay. Reviewed on: 5th May 2026

Been with PayPal for.

5
Been with PayPal for. A long time and very happy with the services Reviewed on: 5th May 2026

Everything is easy, quick, well laid out.

5
Everything is easy, quick, well laid out. Good communication Reviewed on: 5th May 2026

Great app super useful

5
Really good quality and helpful experience Reviewed on: 5th May 2026

Easy to use and efficient.

5
Easy to use and efficient. The app is straight forward and the customer service is great. Reviewed on: 5th May 2026

I have to be honest is very good

4
I have to be honest is very good Reviewed on: 5th May 2026

I have used PayPal faithfully for about 9- 10 years.

5
I have used PayPal faithfully for about 9- 10 years. And I am hooked! Reviewed on: 5th May 2026

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