Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,986 reviews, last reviewed 11th May 2026
2452150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am using PayPal for 15 years never been disappoint... I am using PayPal for 15 years never been disappointed, payments always all good sedn money as well I had to open a case before which was solved very ... Read more Reviewed on: 11th May 2026
Klaudia 's avatar
Klaudia

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103986)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, great deals.

4
Easy to use, great deals. Very happy with the service Reviewed on: 5th May 2026

The website is easy and straightforward to navigate...

5
The website is easy and straightforward to navigate and I’d say I use it without getting confused. PayPal credit are on most shopping websites also so very beneficial in the long run Reviewed on: 5th May 2026

I use PayPal a lot and have for years , it is a grea...

5
I use PayPal a lot and have for years , it is a great way to pay and safe Reviewed on: 5th May 2026

So simple

5
Everything so easy never had a problem in a good few years. Always give you plenty of notice and information you need to know. Reviewed on: 5th May 2026

They offered so many great ways to pay

5
They offered so many great ways to pay over time without adding interest to my total. Reviewed on: 5th May 2026

PayPal provide flexibility and security.

5
PayPal provide flexibility and security. Reviewed on: 5th May 2026

Easy, secure and affordable for big ticket items

5
Paypal is great, adds additional security to purchases when buying, very easy to raise and settle a dispute, and allows me to buy big purchases and pay 0% interest for 4 months making big purchases really affordable without having to dabble into savings. Reviewed on: 5th May 2026

PayPal makes life easier on the daily.

5
PayPal makes life easier on the daily. Great value for money, convenient and very user friendly Reviewed on: 5th May 2026

Very easy to use and ease of support

5
Very easy to use and ease of support Reviewed on: 5th May 2026

I love it!

5
I use PayPal credit and I love it! It’s normally my first method of payment, so easy to use and so incredibly easy to stay on top of and pay back. Reviewed on: 5th May 2026