Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146599 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146600)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and useful, would recommend

Easy to set up, a very useful option for making medium size purchases that you want to pay off over a couple of months Reviewed on: 14th June 2026

Always helpful and friendly

Always helpful and friendly whenever I have a question or issue. It’s a simple way to spread payments. Reviewed on: 14th June 2026

Quick and easy.

Quick and easy. Good way to spread costs Reviewed on: 14th June 2026

PayPal the best payment platform

I use PayPal more than any other payment platform. I especially like the pay in 3 option. Reviewed on: 14th June 2026

PayPal Credit Review

Good customer service, good credit limits and the payments are affordable. Reviewed on: 14th June 2026

Good interest free.

Good interest free options and easy to use. Reviewed on: 14th June 2026

A very useful part of PayPal

It's a very useful part of PayPal but one must be disciplined to use PayPal Credit healthily, so as not to fall into debt. The Pay in Three is better because the installments are taken automatically. Reviewed on: 14th June 2026

Brilliant great customer service

Brilliant great customer service Reviewed on: 14th June 2026

Pretty good.

Pretty good. Can't fault it. Maybe on a good day? Who knows? How's the wife? Reviewed on: 14th June 2026

Great credit options

Great credit options and very clearly laid out and no hidden fees or sneaky subscriptions. Great product and would definitely recommend. Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78094 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub