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PayPal: PayPal Credit reviews

4.90
Based on 104,250 reviews, last reviewed 11th May 2026
2464550% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy Very happy .I would definitely recommend PayPal to others Reviewed on: 11th May 2026
Lucia S's avatar
Lucia S

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104250)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A great way to pay for goods securely without any wo...

5
A great way to pay for goods securely without any worry Reviewed on: 5th May 2026

Great service from Paypal credit.

5
Great service from Paypal credit. It’s easy to access. Reviewed on: 5th May 2026

There when you need it,smooth interface and easy to...

4
There when you need it,smooth interface and easy to use. No complaints. Works well for me when buying large items or smaller items, works as it should. No complaints. Characters, need to write more. Enjoy using it. Reviewed on: 5th May 2026

I always find paypal useful and convenient.

5
I always find paypal useful and convenient. It give me a variety of ways to shop and manage my payments. Whichever payment plan i choose is very manageable. Reviewed on: 5th May 2026

Brilliant service

5
Brilliant service and easy to use and set up. Able to use service with multiple shops Reviewed on: 5th May 2026

Excellent service, easy to use

5
I’ve had a really positive experience using PayPal Credit so far. The application process was quick and straightforward, and it’s been really helpful for spreading the cost of larger purchases. I especially like the interest-free period on qualifying purchases—it gives me flexibility without extra cost as long as I pay it off in time. Everything is clearly shown in my PayPal account, making it easy to keep track of payments and due dates. Overall, it’s been a convenient and reliable option for managing my spending, and I’d definitely recommend it to others who are confident about staying on top of repayments. Reviewed on: 5th May 2026

Pleased by paypal

5
Easy to use, great service terms Reviewed on: 5th May 2026

Swift and very professional in the field of business.

5
Swift and very professional in the field of business. Reviewed on: 5th May 2026

My experience with PayPal has been smooth and reliable.

5
My experience with PayPal has been smooth and reliable. Payments go through fast, and I like that I don’t have to enter my card details on every site. The app is easy to use, and having buyer protection gives me extra confidence when shopping online. Reviewed on: 5th May 2026

Very easy to use and always available

5
Very easy to use and always available Reviewed on: 5th May 2026

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