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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105627 reviews)

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4.90

Based on 105,628 reviews, last reviewed 13th May 2026

2527950% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and affordable to pay. Easy and affordable to pay. Very recommended Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105627)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great app .

Always there to contact with any queries regarding transactions, deliveries etc Reviewed on: 5th May 2026

paypal credit is very easy to understand, easy to us...

paypal credit is very easy to understand, easy to use and paying back is very straightforward Reviewed on: 5th May 2026

Easy to use , great way to budget

Easy to use , great way to budget Reviewed on: 5th May 2026

Happy user

One of the best features is the flexibility it offers. Being able to spread payments over time, especially with promotional “no interest if paid in full” periods, really helps manage larger purchases without feeling financially stretched. The interface is also user-friendly, making it easy to track spending, view statements, and make payments. Overall, PayPal Credit has been a reliable and helpful financial tool. As long as payments are managed responsibly and terms are understood, it can be a great way to handle purchases more flexibly. Reviewed on: 5th May 2026

Love Paypal

Always use PayPal for purchases for the safety and reliability. Only once in 20 years or so has someone tried to scam me through PayPal, but they sorted it straight away. Always use PayPal for interest free and pay in 3 offers Reviewed on: 5th May 2026

sending money made easy

i use paypal to send money to my g/f in the usa its a lot cheaper then using my bank Reviewed on: 5th May 2026

High apr now but very fast to arrange and easy to pa...

High apr now but very fast to arrange and easy to pay off more when you can Reviewed on: 5th May 2026

Paypal has been one of the safest financial platform...

Paypal has been one of the safest financial platforms to buy through. I feel safe processing transactions through Paypal and it would always be my first choice of payment. Reviewed on: 5th May 2026

We love PayPal credit

PayPal credit helps me keep track of my finances in a really user friendly way. Any purchases I make feel more secure than with a bank as it’s much easier to contact PayPal and get your money back. Reviewed on: 5th May 2026

PayPal credit downlow

Easy to use app, clear, timely reminders and an overall excellent credit option Reviewed on: 5th May 2026

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