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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105665 reviews)

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4.90

Based on 105,665 reviews, last reviewed 13th May 2026

2529700% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer focused. Excellent customer focused. Easy transactions Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105665)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simply the best.

It's quick, clean and easy to use. Reviewed on: 5th May 2026

As a paypal customer it has been great

As a paypal customer over many years I have had an excellent experience and the ease of use is an added bonus. To budget and to settle debt with ease is first class experience. Reviewed on: 5th May 2026

THE WORST THERE IS AVOID!!!

Very bad experience, before the first payment of £160 was due I had already paid over £300 off of my bill. I was then given a late payment charge & told I would have to pay a double payment the following month. I tried to explain this on the phone but apparently its my fault for paying too quickly. Im also being charged £9 interest when it stated iintrest free if paid off within 6 months. Avoid at all cost. Absolutly the worst I have ever dealt with. Reviewed on: 5th May 2026

It’s a good system but I would like increase limit m...

It’s a good system but I would like increase limit myself. Reviewed on: 5th May 2026

My go to every time to make a secure payment.

My go to every time to make a secure payment. Reviewed on: 5th May 2026

The service has always been easy to use, there’s alw...

The service has always been easy to use, there’s always someone to talk to if your struggling and can’t fault PayPal credit. Reviewed on: 5th May 2026

I needed a small loan for a household appliance and...

I needed a small loan for a household appliance and looked around for a good deal. PayPal Credit came out tops for a good rate and ease of application. I would use again and recommend to anyone who needs such a short term loan. Reviewed on: 5th May 2026

Using PayPal helps in financial situation and are ea...

Using PayPal helps in financial situation and are eager to help when issues arise. Reviewed on: 5th May 2026

It has been very easy to understand and navigate.

It has been very easy to understand and navigate. Easy access to faqs and customer support as well Reviewed on: 5th May 2026

I always use pay pal because garntee

I always use pay pal because garntee Reviewed on: 5th May 2026

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