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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104451 reviews)

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4.90

Based on 104,451 reviews, last reviewed 11th May 2026

2473850% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Most of the time I use PayPal for Gumtree ads and ot... Most of the time I use PayPal for Gumtree ads and others ads and is the straight forward payment, faster, reliable and safe. Reviewed on: 11th May 2026

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104451)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Can’t fault PayPal

They’re always very helpful, their security is good and they offer transparency in every transaction. Reviewed on: 5th May 2026

Easy to use and payments have been fast.

Easy to use and payments have been fast. Repayments are easy to set up and interest is very manageable. Reviewed on: 5th May 2026

PayPal is an amazing way to spend money, PayPal cred...

PayPal is an amazing way to spend money, PayPal credit is very easy to apply and very easy to use the website or app Reviewed on: 5th May 2026

My first go to cuz it’s all in one place and easy to...

My first go to cuz it’s all in one place and easy to use both spending and paying back. Reviewed on: 5th May 2026

Always feeling safe and confident to make my payment...

Always feeling safe and confident to make my payments for online purchases via PayPal Reviewed on: 5th May 2026

Amazing customer support when struggling but also ju...

Amazing customer support when struggling but also just in general. Flexible and good apr, easy to use and pay Reviewed on: 5th May 2026

Reassured using PayPal

I have had a few positive experiences with PayPal. From having a problem with an order and PayPal sorted it out for me without hesitation. Being offered PayPal credit and knowing I have that facility if I need it. I feel safe using PayPal and I have the reassurance there that I know if there is any problem PayPal with support me with the issue and get it dealt with speedily and professionally and supportive. Reviewed on: 5th May 2026

All positive

Had various experiences with paypal.All positive. All resolved. Always with third parties. Never had a problem from paypal. Reviewed on: 5th May 2026

Good for global transactions and banking

Good for global transactions and banking Reviewed on: 5th May 2026

Faultless Service

I have been with PayPal since almost its inception, it has been my flexible friend. Never been any issues, faultless service. Reviewed on: 5th May 2026

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