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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147275 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147275)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to set it up.

Very easy to set it up and to use it Reviewed on: 15th June 2026

Customer service

Excellent customer service. Provision of best credit facilities with instalmental payment Reviewed on: 15th June 2026

PayPal has enabled me to make direct purchases and p...

PayPal has enabled me to make direct purchases and provided me with flexibility with the credit option or the pay in 3 option. PayPal has also been there to support me when purchases I've made turned out to be scams or products failed to materialise. If you ever need to get in touch, and speak to a real person, they offer a call back, so your not waiting in a long queue. A brilliant all round service. Reviewed on: 15th June 2026

I’ve used it for years and find it very helpful with...

I’ve used it for years and find it very helpful with the odd purchase here and there. Reviewed on: 15th June 2026

Great app, and great service

Great app, and great service would recommend to anyone Reviewed on: 15th June 2026

All the calculations and payments are set up for me...

All the calculations and payments are set up for me therefore takes the responsibility for me to pay on time etc. Reviewed on: 15th June 2026

Great way of buying and paying later , no interest i...

Great way of buying and paying later , no interest if paid back within time , Reviewed on: 15th June 2026

I buy online , I feel safe buying especially with al...

I buy online , I feel safe buying especially with all these scams about … Reviewed on: 15th June 2026

It's very good

I like PayPal because it's very handy and if something goes wrong I know I'm protected Reviewed on: 15th June 2026

Easy to use and set up.

Easy to use and set up. Safe for online shopping and giving options how you can pay for things in credit or PayPal over 3 payments. Reviewed on: 15th June 2026

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