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PayPal: PayPal Credit reviews

4.90
Based on 106,026 reviews, last reviewed 13th May 2026
2545900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good Love everything about Paypal b lost with out it now easy use of the website as well Reviewed on: 13th May 2026
Scott Beattie's avatar
Scott Beattie

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106026)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit has been good for me, making sure to p...

5
PayPal credit has been good for me, making sure to pay at least minimum payment. Reviewed on: 6th May 2026

All my payment through went without any hiccup.

5
All my payment through went without any hiccup. Few times when I had to contact the customer service to help me with issues, I received efficient and helpful service. It online interface is clear, clutter free and easy to use. It pay in three installment without any interest is quite useful and credit card is per with best on the market. Reviewed on: 6th May 2026

Really convenient and easy to use!

5
Really convenient and easy to use. Helps me manage my finances and monthly spending with full control and flexibility! Everything can be done via app and set up notifications to ensure I’m up to date! I would highly recommend PayPal credit Reviewed on: 6th May 2026

Excellent Flexible Credit Service

5
PayPal offers great security when shopping online. Customer service has been helpful whenever I’ve needed support, and the platform is straightforward and easy to use overall. Reviewed on: 6th May 2026

Wouldn’t be without PayPal credit.

5
Wouldn’t be without PayPal credit. Easy, affordable, flexible and convenient. The new credit card to go with the account has proven very helpful, especially on websites that says you cannot pay through PayPal. Reviewed on: 6th May 2026

Great service, made easy with PayPal and instant mon...

5
Great service, made easy with PayPal and instant money transfers. Also bery good to use for buying items. Reviewed on: 6th May 2026

Paypal review

5
Using PayPal for over 10 years and never had a problem Reviewed on: 6th May 2026

Excellent service, and helped me incredibly

5
Excellent service, and helped me incredibly Reviewed on: 6th May 2026

With calm and reassurance

5
The help service always helped me in a calm and professional way. What I liked more was the reassurance given by them. Thank you Reviewed on: 6th May 2026

Had very good experience and very good service helpe...

5
Had very good experience and very good service helped me lot’s of times that I had no money Reviewed on: 6th May 2026