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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147513)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Useful to have.

4
Only used it a handful of times, but been great. Easy to use. I was ABIT confused initially on how to do things. Manage money etc. But now I know how to manage transactions. Reviewed on: 15th June 2026

Easy to use and great rewards.

5
Easy to use and great rewards. Feels secure. Never have any issues Reviewed on: 15th June 2026

PayPal is an app that you can always rely on.

5
PayPal is an app that you can always rely on. Their transactions are swift and fast and very transparent. Reviewed on: 15th June 2026

Such a great perk is having 4x months 0% interest to...

5
Such a great perk is having 4x months 0% interest to pay off purchases! Easy to use, and customer service is great and very helpful whenever you call. Reviewed on: 15th June 2026

Easy to set up and apply, no fuss service

5
Easy to set up and apply, no fuss service Reviewed on: 15th June 2026

Transactions, All my transactions have been good and...

5
Transactions, All my transactions have been good and were I’ve co tasted customer serves es also been good Reviewed on: 15th June 2026

Quick to use, able to add to wallet for easy purchases.

5
Quick to use, able to add to wallet for easy purchases. The points is an excellent extra and if I have ever had issues it’s an easy return. Reviewed on: 15th June 2026

Great service super easy to use and great customer s...

5
Great service super easy to use and great customer service Reviewed on: 15th June 2026

Great app. Great service.

5
Really easy to set up and use the app works flawlessly, options to pay in multiple ways. Reviewed on: 15th June 2026

Paypal service is great and relaibe

5
Paypal service is great and relaibe Reviewed on: 15th June 2026

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