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PayPal: PayPal Credit reviews

4.90
Based on 106,378 reviews, last reviewed 13th May 2026
2562100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a good experience using PayPal & their cu... Always had a good experience using PayPal & their customer service. I'd recommend PayPal for making safe purchases. Reviewed on: 13th May 2026
TRACY C's avatar
TRACY C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106378)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really easy to use and convenient

5
Really easy to use and convenient Reviewed on: 6th May 2026

Very easy to deal with them, if there is a issue alw...

5
Very easy to deal with them, if there is a issue always dealt with straight away! Reviewed on: 6th May 2026

Constantly good and easy to use, feels safer than us...

5
Constantly good and easy to use, feels safer than using a banking app Reviewed on: 6th May 2026

Everything was clear and simple to use.

5
For me everything was clear and simple to use. I knew what I was expecting to pay and when. Reviewed on: 6th May 2026

From customer service to everything else all is bril...

5
From customer service to everything else all is brilliant Reviewed on: 6th May 2026

Making spending more rewarding.

5
Making spending more rewarding. I am enjoying collecting the points with Paypal plus, it makes a mundane task fun. Reviewed on: 6th May 2026

Quick and easy

5
It is quick, easy and helps me to pay for purchases over time without charge Reviewed on: 6th May 2026

I recently had a fantastic experience using PayPal.

5
I recently had a fantastic experience using PayPal. The platform is extremely user-friendly and makes online transactions quick and secure. I particularly appreciate the convenience of being able to pay with just a few clicks, as well as the clear notifications for every transaction. Customer support was also excellent. When I had a minor query, the response was prompt, professional, and resolved my concern efficiently. I feel confident using PayPal for both personal and business purchases, knowing that my transactions are well-protected. Overall, I would highly recommend PayPal to anyone looking for a reliable and seamless online payment solution. Reviewed on: 6th May 2026

Good one

4
It was good with respect to buy things on installments Reviewed on: 6th May 2026

Great service, never had any issues and would 100% r...

5
Great service, never had any issues and would 100% recommend Reviewed on: 6th May 2026