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PayPal: PayPal Credit reviews

4.90
Based on 106,436 reviews, last reviewed 13th May 2026
2564900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal offers a streamlined approach to financial ma... PayPal offers a streamlined approach to financial management. I am currently seeking to increase my account's spending limit. Reviewed on: 13th May 2026
Jahangir saqi's avatar
Jahangir saqi

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106436)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been with PayPal for many years and they have...

5
I have been with PayPal for many years and they have always and they have always managed to help me great service Reviewed on: 6th May 2026

Easy to access and easy to use.

5
Easy to access and easy to use. Customer service are very helpful. Reviewed on: 6th May 2026

Stress free

5
Easy, stress free. And plenty of time to pay back Reviewed on: 6th May 2026

Love paypal credit

5
Easy to use, value for money, great for spreading the cost of purchases Reviewed on: 6th May 2026

Always been simple and easy no hassle straight forward

5
Always been simple and easy no hassle straight forward Reviewed on: 6th May 2026

Easy to set up and use.

5
Easy to set up and use. I feel very safe using paypal. It’s my preferred way to pay. I love the pay in 3 too. It has been so helpful to me. Reviewed on: 6th May 2026

ive used pay pal since I was 18 i’m now 32.

5
ive used pay pal since I was 18 i’m now 32. it’s amazing for sending money and also controlling bills Reviewed on: 6th May 2026

One of the best platforms for everyday transactions

5
One of the first platforms to offer me Pay in 3 and multiple payment methods for everyday transactions, my experience has been really really smooth. The app is well thought through and easy to use. It was also one of the first platforms where I was able to dabble into crypto ETFs for the first time in a very safe and easy way. Reviewed on: 6th May 2026

Easy to use and some many functions

5
I have used PayPal now for several years and I am highly satisfied, it is easy to use and gama many functions Reviewed on: 6th May 2026

Seamless and stress free .

5
Seamless and stress free . Felt very secure too Reviewed on: 6th May 2026