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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106488 reviews)

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4.90

Based on 106,488 reviews, last reviewed 13th May 2026

2567250% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

They offer a wide range of payment options and rates... They offer a wide range of payment options and rates are very reasonable. Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106488)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Their options are simple to understand and are varie...

Their options are simple to understand and are varied to suit allsorts Reviewed on: 6th May 2026

I like to use PayPal to spread payments

I like to use PayPal to spread payments Reviewed on: 6th May 2026

PayPal has been consistently reliable and easy to use.

PayPal has been consistently reliable and easy to use. Sending money is quick, online checkout is simple, and the buyer protection adds extra peace of mind when shopping. The app is straightforward, transactions are easy to track, and transfers usually go through without any issues. Overall, it’s a convenient service that makes managing online payments much easier. Reviewed on: 6th May 2026

I got accepted credit card easy .

I got accepted credit card easy . Reviewed on: 6th May 2026

Instant customer service.

Instant customer service to help set up 12 month interest free credit direct debit. Plenty of credit options available. Reviewed on: 6th May 2026

Great reliable service

Been using PayPal for many years and always thought they are reliable. Reviewed on: 6th May 2026

Used PayPal for over 2 decades never a problem

Used PayPal for over 2 decades never a problem Reviewed on: 6th May 2026

It’s simple to use.

It’s simple to use. Good communications. No barriers to accessing. Reviewed on: 6th May 2026

Very easy to use, I have never had any issues with P...

Very easy to use, I have never had any issues with PayPal credit, it’s very useful Reviewed on: 6th May 2026

It is very easy and transparent.

It is very easy and transparent. Unlike some you know where you stand and the app makes it very easy to pay and keep up to date Reviewed on: 6th May 2026

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