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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147675 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147675)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Positive experience every time never had a problem w...

Positive experience every time never had a problem with the site easy to follow Reviewed on: 15th June 2026

Always found paypal an excellent app

Always found paypal an excellent app Reviewed on: 15th June 2026

It helps with budgeting.

It helps with budgeting. I have got a physical card that helps with in store purchasing Reviewed on: 15th June 2026

Paypal can improve customer service

Paypal can improve customer service Reviewed on: 15th June 2026

Very easy and straightforward to use

Very easy and straightforward to use Reviewed on: 15th June 2026

Easy to use and gives you a responsible credit limit.

Easy to use and gives you a responsible credit limit. Reviewed on: 15th June 2026

Tried to contact customer service and no personal co...

Tried to contact customer service and no personal contact. Secondly Thier investigation gave me no more information than that which I found out myself. So they were of no use as far as I was concerned. Reviewed on: 15th June 2026

Always had a good customer service experience.

Always had a good customer service experience. My money is protected. Addedctobtye new paypal credit on applepay is a bonus. Reviewed on: 15th June 2026

I had a scam related issue and it was sorted very qu...

I had a scam related issue and it was sorted very quickly and efficiently.The digital cards for I store transactions are a little hit and miss in terms of if they work, but the credit and pay in 3 is great and also the user interface on the app and the site is easy to use. Just changing passwords when your compromised is a little more difficult to navigate in a hurry. Overall good Reviewed on: 15th June 2026

I would highly recommend others to use PayPal!

I’ve used PayPal for years & it’s always been smooth, fast and easy to use with an extra option of 0% payment in 3. I always opt to PayPal if the choice is there. I would highly recommend others to use PayPal. Reviewed on: 15th June 2026

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