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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104835 reviews)

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4.90

Based on 104,835 reviews, last reviewed 12th May 2026

2491500% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient for Flexible Payments PayPal Credit has been convenient for spreading out payments and managing larger purchases. The application process was straightforward, and it integr... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104835)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use all round great service

Easy to use all round great service Reviewed on: 5th May 2026

Helpful customer service

I did have a query regarding a payment that I wanted to cancel as recurring and customer service were helpful Reviewed on: 5th May 2026

Very helpful and accesible.

Very helpful and accesible.Easy to use and very helpful in costumers service. Reviewed on: 5th May 2026

Fast, secure, and super convenient!

I’ve been using PayPal for years and it’s my go-to for online shopping. The checkout process is incredibly fast, and I love that I don’t have to enter my card details on every single website. Refunds are also handled very professionally. Highly recommended for anyone who values security and speed! Reviewed on: 5th May 2026

Little interest

They can let you have lots of credit and if you pay certain bills and pay it off in a certain time you pay no interest Reviewed on: 5th May 2026

A viable alternative

Paypal Credit gives me a viable alternative to the high street, as well as the unique ability to pay no interest over four months. Whenever I make a large online purchase I feel safe in the knowledge I can use a trusted brand such as paypal. Reviewed on: 5th May 2026

It’s great for extra reassurance

It’s great for extra reassurance and to spread the cost of surprise costs Reviewed on: 5th May 2026

Good experience , with their service.

Good experience , with their service. Reviewed on: 5th May 2026

Never had an issue, easy to use, always get help qui...

Never had an issue, easy to use, always get help quickly when needed Reviewed on: 5th May 2026

I’ve been using PayPal Credit for quite some time no...

I’ve been using PayPal Credit for quite some time now, and my experience has been very positive. The value it offers is genuinely good—it’s efficient, convenient, and makes managing payments much easier. The flexibility it provides has really helped me stay on top of my finances, especially for larger or unexpected expenses. Overall, it’s been a reliable and worthwhile option for me. Reviewed on: 5th May 2026

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