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PayPal: PayPal Credit reviews

4.90
Based on 104,870 reviews, last reviewed 12th May 2026
2493050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous and fantastic and good and useful Fantastic fabulous and very useful Reviewed on: 12th May 2026
Clevelet M's avatar
Clevelet M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104870)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Give PayPal credit a try

5
Got a PayPal credit to help buy fule and repayment rates were low. Also can be joined with other apps to help reduce monthly costs. My balance amount was increassd by request and easy use to send and receive money. Reviewed on: 5th May 2026

It's simple and easy to use

5
It's simple and easy to use, no fuss or hassle and you have the access to as much information as you need, when you need it. whilst having it, the only thing I noticed was I couldn't make any adjustments or request to increase. But that's probably not a bad thing! Reviewed on: 5th May 2026

Straight forward no nonsense system

5
Straight forward no nonsense system Reviewed on: 5th May 2026

Efficient

5
From the start I've never had any problems with PayPal if a flrefund is due its refunded straight away and it is a safe way to shop Reviewed on: 5th May 2026

Easy to use and helpful.

5
Easy to use and helpful. No hassle and easy payment scheme Reviewed on: 5th May 2026

Can’t do without it !

5
Always easy to use & and great support when needed - just can’t do without it! Easy payments - options to split and pay in instalments. Use anywhere - anytime ! Reviewed on: 5th May 2026

Go to fail safe payment option.

5
I have never needed to speak to customer services so can’t comment on that. it is my go to payment option however. Reviewed on: 5th May 2026

Simple easy transactions and your money is always safe

5
Simple easy transactions and your money is always safe Reviewed on: 5th May 2026

Just so easy to work with and gives you peace of min...

5
Just so easy to work with and gives you peace of mind with purchases Reviewed on: 5th May 2026

I have been a keen user for around 6 years .

5
I have been a keen user for around 6 years . Reviewed on: 5th May 2026