Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147858 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147858)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love pay pal

Pay pal is such a great tool for not only managing money but making sure your money is safe! Reviewed on: 15th June 2026

Brilliant if Iv ever had any issues they’ve been ver...

Brilliant if Iv ever had any issues they’ve been very quick on sorting the problem would recommend Reviewed on: 15th June 2026

Great payment options.

Great payment options and excellent communication helps me manage my finances with ease. Reviewed on: 15th June 2026

So flexible, accessible, and easy-to-use

So flexible, accessible, and easy-to-use Reviewed on: 15th June 2026

It's a good thing to have but the interest is a bit...

It's a good thing to have but the interest is a bit high Reviewed on: 15th June 2026

Use pay pal for years Feel secure using it to make o...

Use pay pal for years Feel secure using it to make online purchases. Reviewed on: 15th June 2026

Very good .

Very good . Nice and simple to use. Reviewed on: 15th June 2026

I use PayPal credit alongside having my bank card at...

I use PayPal credit alongside having my bank card attached to PayPal as it’s much safer. I think the interest rate for PayPal is good as well. Reviewed on: 15th June 2026

Would like to do 3 instalments payments again .

Would like to do 3 instalments payments again . Unfortunately won’t let me do it again Reviewed on: 15th June 2026

PayPal is such an easy way of sending money and requ...

PayPal is such an easy way of sending money and requesting money from people. I enjoy using it. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Payments
from PayPal 4.71 from 3758 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79080 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub