Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,932 reviews, last reviewed 12th May 2026
2495900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nil , I have not tried yet, please give me... Nil , I have not tried yet, please give me some time Reviewed on: 12th May 2026
Kin 's avatar
Kin

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104932)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great app to use simple, fast and direct

5
Great app to use simple, fast and direct Reviewed on: 5th May 2026

Very good and safe services, I would definitely reco...

4
Very good and safe services, I would definitely recommend it to friends and acquaintances. Reviewed on: 5th May 2026

A secure service with instant interest free services

5
A secure service with instant interest free services Reviewed on: 5th May 2026

Easy, safe and secure.

5
Easy, safe and secure. Good support and very trusted Reviewed on: 5th May 2026

Very good and easy to use and easy to make...

5
Very good and easy to use and easy to make payment Reviewed on: 5th May 2026

Always pay with paypal , so safe and takes all the w...

5
Always pay with paypal , so safe and takes all the worry out of buying on line. Have used now for many years very responsive if i have had a issue Reviewed on: 5th May 2026

paypal credit is something that i would not recommend.

5
paypal credit is something that i would not recommend. it is very confusing when it comes to paying multiple purchases using that platform. they dont separate the purchases so it's hard to determine which purchase the payments go to. pay in 3 is nice. Reviewed on: 5th May 2026

I trust PayPal thoroughly and it is my go to payment...

5
I trust PayPal thoroughly and it is my go to payment method. I like the assurance it gives when buying. Reviewed on: 5th May 2026

I love using pay pal to pay for things, especially i...

5
I love using pay pal to pay for things, especially if I don’t have my card with me . Pay pal credit makes it easier for me to pay for things such as flights and holidays and I ca always arrange monthly payments Reviewed on: 5th May 2026

PayPal customer service is once again very good!

5
PayPal customer service is once again very good! Reviewed on: 5th May 2026