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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105031 reviews)

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4.90

Based on 105,031 reviews, last reviewed 12th May 2026

2500600% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is Great to know that I always can trust on PayPa... It is Great to know that I always can trust on PayPal whenever I need to do a quick purchase. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105031)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for my Phone loan and it’s the be...

I have used PayPal for my Phone loan and it’s the best option I’ve chose so far 0 % interest fees and it’s just very straight forward compared to all the other loaners Reviewed on: 5th May 2026

Perfect and always obvious what im doing.

Perfect and always obvious what im doing. If I need help it gets sorted fast Reviewed on: 5th May 2026

Easy to use.

Easy to use. Through the app I could solve all my queries Reviewed on: 5th May 2026

What more can i say, great service and simple to use.

What more can i say, great service and simple to use.... Reviewed on: 5th May 2026

I love pay in 3 and zero percent finance for short l...

I love pay in 3 and zero percent finance for short lending periods. Reviewed on: 5th May 2026

Flexible Payments That Made Travel Possible

I’ve had a very positive experience with PayPal, particularly with their “Pay in 3” feature. It made a real difference for me during my most recent holiday. I needed to book relatively expensive return flights from Asia back to London, and paying the full amount upfront would have been quite difficult. Using Pay in 3 allowed me to spread the cost over manageable instalments, which made the purchase far less stressful and much more accessible. The process was straightforward, transparent, and easy to manage within the app. There were no surprises, and I felt in control of my payments throughout. It’s a genuinely useful option for larger, necessary purchases—especially when timing matters, like booking flights. Overall, PayPal continues to provide a reliable and flexible service, and Pay in 3 is a standout feature that I would highly recommend to others. Reviewed on: 5th May 2026

My Money is safe with PayPal

Money is safe with PayPal, if ive ever had any issues, their customer service team are always helpful and friendly Reviewed on: 5th May 2026

I’ve always found PayPal very easy to use and very r...

I’ve always found PayPal very easy to use and very reasonable Reviewed on: 5th May 2026

PayPal credit

PayPal credit gives me the flexibility to purchase something and have no interest for 3 or 4 months if paid off Reviewed on: 5th May 2026

So far it has been great and easy to use.

So far it has been great and easy to use. Reviewed on: 5th May 2026

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