Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105131 reviews)

View other PayPal products

4.90

Based on 105,131 reviews, last reviewed 12th May 2026

2504900% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My special PayPal review Positive accept for being charged when the direct debit for my pay pal credit payment failed to go through which was not due to any error on my part .... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105131)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve found PayPal Credit really easy to use and stra...

I’ve found PayPal Credit really easy to use and straightforward to set up. Everything is clear, from checking your balance to making payments, so it never feels confusing. The interest-free offers are a great bonus if you want to spread the cost of bigger purchases. Overall, it’s simple, convenient, and does exactly what you need. Reviewed on: 5th May 2026

Easy to use.

Easy to use and any issues are quickly resolved. Reviewed on: 5th May 2026

Hassle free credit payments

Quick and simple to apply and then choose as your payment option when needing to use credit. Reviewed on: 5th May 2026

Would recommend

Very convenient and easy access when you need it Reviewed on: 5th May 2026

Excellent service from PayPal

Excellent service and customer experience Reviewed on: 5th May 2026

Always had excellent customer service and helpful de...

Always had excellent customer service and helpful dealings with sellers and never failed to reimburse my money when i had a genuine complaint Reviewed on: 5th May 2026

Excellent!

Excellent! Easy to use and manage through the PayPal app. Reviewed on: 5th May 2026

If i have any issues with an order and i had used Pa...

If i have any issues with an order and i had used PayPal, I know that i will be taken care of their customer service is top tier. Reviewed on: 5th May 2026

So easy to use pay in 3 spreads the costs so the pay...

So easy to use pay in 3 spreads the costs so the payments are very manageable, plus you are covered by pay pal’s protection policy just in case Reviewed on: 5th May 2026

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Payments
from PayPal 4.91 from 3712 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub