Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147889 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147889)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is such an easy way of sending money and requ...

PayPal is such an easy way of sending money and requesting money from people. I enjoy using it. Reviewed on: 15th June 2026

Very easy to use , very convenient and the customer...

Very easy to use , very convenient and the customer service to go with it is quick and efficient Reviewed on: 15th June 2026

PayPal has helped me with many purchases that I coul...

PayPal has helped me with many purchases that I couldn’t afford all at once. So their credit options are amazing Reviewed on: 15th June 2026

I wonder why you don’t offer interest on PayPal bala...

I wonder why you don’t offer interest on PayPal balance. Reviewed on: 15th June 2026

I have been using PayPal for 28 years so far and I h...

I have been using PayPal for 28 years so far and I have never been disappointed at all. I’m well looked after. Refund quickly, and help fixed any issues about buying, selling. Help me deal with my order issue. Reviewed on: 15th June 2026

PayPal is one of the good things you should have

I have been with PayPal for quite some time; it always offers many perks. On top of that, I always feel that when it's a hard time, I have a pillar behind me to give me peace of mind. Reviewed on: 15th June 2026

Very quickly offered a credit limit at a good rate

Very quickly offered a credit limit at a good rate Reviewed on: 15th June 2026

I have been using PayPal for many many years now and...

I have been using PayPal for many many years now and I have not an amazing experience with them. When it comes to online transactions PayPal is my first preferred payment method, it’s safe and secured and I feel at peace when using this. Reviewed on: 15th June 2026

Easy to manage

Easy to manage. Great service as you can use PayPal everywhere Reviewed on: 15th June 2026

Cash is king !

Its very easy to follow, great app and easy to pay off ! Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79106 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub