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PayPal: PayPal Credit reviews

4.90
Based on 105,171 reviews, last reviewed 12th May 2026
2506700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent value but short terms Only 4 interest free payment plans, it is too short a period. Reviewed on: 12th May 2026
Fowsiya N's avatar
Fowsiya N

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105171)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

pal the way

5
Easy to use and available with most merchants Reviewed on: 5th May 2026

Great help!

5
Great help with PayPal credit when you can’t afford to buy something online. Credit card is a bonus when you short of money. Love it and safe my days many times. Reviewed on: 5th May 2026

easy to use and gives flexible payment option

5
easy to use and gives flexible payment option Reviewed on: 5th May 2026

Straight Forward

5
A clear and concise way of completing transactions. Reviewed on: 5th May 2026

Very pleased with the service they provide

5
Very pleased with the service they provide Reviewed on: 5th May 2026

I love using PayPal.

5
I love using PayPal. It's widely recognised in the retail world. One click and you've paid. There is even the option to spread repayments. The App is user friendly too. I would highly recommend paypal. Reviewed on: 5th May 2026

Just simple and very easy to use.

5
Just simple and very easy to use. Never had any problems. Reviewed on: 5th May 2026

Very good I have great faith in PayPal they have alw...

5
Very good I have great faith in PayPal they have always helped me out Reviewed on: 5th May 2026

PayPal makes online payments effortless.

5
PayPal makes online payments effortless. It’s fast, secure, and always reliable. And when I’ve needed help, their support team has been quick, clear, and genuinely human. A service that just works — every time. Reviewed on: 5th May 2026

PayPal - No problem

5
Used them for years without a single problem. All there services from PayPal credit to pay in three are excellent and very easy yo use. Reviewed on: 5th May 2026