Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147938 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147940)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The Best Financial Flexibility - Paypal credit

PayPal Credit has been incredibly helpful for managing larger purchases. The interest-free offers on qualifying purchases provide real flexibility, and the integration with PayPal makes everything easy to track and manage. It’s convenient, reliable, and has made budgeting much easier for me. Highly recommended Reviewed on: 15th June 2026

Better than my own bank!

Paypal is my go to every time ! I love the pay in three system and how easily it is to use my PayPal cards! I book all my holiday with PayPal credit and pay them off as quickly as possible. Your the best! Reviewed on: 15th June 2026

Can always trust paypal

I always use paypal for things especially of large amounts as I know i can trust the service and get refunds if required and i am more protected ! Never had an issue, even got a refund when ryan air refused 10/10 always. Reviewed on: 15th June 2026

I was hacked.

I was hacked and they sorted it out within minutes. So kind and caring Reviewed on: 15th June 2026

Sucj a brilliant sevice, i will continue to use payp...

Sucj a brilliant sevice, i will continue to use paypal in the future. If i need help with anything they are only a phone call away which i have never had an issue with. Reviewed on: 15th June 2026

Reliable.

Reliable. It was really easy to reaching out customer service if I have some queries and they responded in a very friendly and respectful manner. Reviewed on: 15th June 2026

Fast efficient ways to pay.

Fast efficient ways to pay. Easy to use app and the cash back on purchases is a bonus Reviewed on: 15th June 2026

Five stars

I’ve used PayPal for years and I find them very easy to deal with. The customer service team has been excellent in my experience Reviewed on: 15th June 2026

Never had any issues disputes resolved quickly

Never had any issues disputes resolved quickly Reviewed on: 15th June 2026

PayPal always a safe option

PayPal have helped me a few times in the past and I’ve never had any problems getting a refund. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79154 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub