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PayPal: PayPal Credit reviews

4.90
Based on 105,202 reviews, last reviewed 12th May 2026
2508150% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy money transfer and storage now inclute crypto Easy money transfer and storage now inclute crypto Reviewed on: 12th May 2026
Vladimir U's avatar
Vladimir U

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105202)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great.......

5
Great Reviewed on: 5th May 2026

Best service provider

5
Best service provider, user friendly Reviewed on: 5th May 2026

Service on point

5
I’ve been with paypal for as long as paypal has been around always great and trustworthy service. Reviewed on: 5th May 2026

Pay In 3

5
Love the pay in 3 instalments option, this allows you to buy more expensive things with ease. Reviewed on: 5th May 2026

Paypal Credit has always helped me out when I've nee...

5
Paypal Credit has always helped me out when I've needed it, and gives you a good amount of time to repay it. Reviewed on: 5th May 2026

Consistently impressive service

5
Consistently impressive service ~ my preferred choice for access to credit, excellent customer service in the rare event of a refund, flexible accessibility and payment terms. Reviewed on: 5th May 2026

Helpful customer service and easy to work with.

5
Helpful customer service and easy to work with. Very straightforward Reviewed on: 5th May 2026

Straight forward, easy to use, notifications are goo...

5
Straight forward, easy to use, notifications are good, and communication from PayPal is efficient. Reviewed on: 5th May 2026

My safe and secure pal.

5
I use PayPal to pay for items as much as I can because they are completely trustworthy. They look after my account and have my safety and security as a priority. They have settled any dispute that I have had with speed and efficiency Reviewed on: 5th May 2026

Super easy to use - great app with easy to follow in...

4
Super easy to use - great app with easy to follow instructions Reviewed on: 5th May 2026