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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105239 reviews)

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4.90

Based on 105,239 reviews, last reviewed 12th May 2026

2509950% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit PayPal credit easy to use, send emails near time for payment Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105239)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So easy and handy to use.

So easy and handy to use. Excellent customer service when required. Reviewed on: 5th May 2026

PayPal credit the best option for using as a credit...

PayPal credit the best option for using as a credit option. Reviewed on: 5th May 2026

Very easy to use and manage

Very easy to use and manage — the interface is straightforward and online and telephone help is excellent. Reviewed on: 5th May 2026

Great experience

Great it was good and easy, useful Reviewed on: 5th May 2026

Honest and Fair

Paypal: always straightforward; honest and fair. Excellent customer service..quick, efficient and responsive. Reviewed on: 5th May 2026

Best Retail Finance

I needed hep with a purchase a month and a half ago, I spoke with one of the customer service representative, and my help and support was efficiently handled in a professional and satisfactory way Reviewed on: 5th May 2026

PayPal credit is great

I have been using PayPal credit for years, even the buy now pay in 30 days that they used to offer and it has helped me so much. As a single mum, sometimes I need to purchase stuff that I don’t quite have enough for, so I use the pay in three credit and it is such a god send! And the fact I don’t have to remember the due date of the payments, as it goes out automatically, is a great bonus. Reviewed on: 5th May 2026

Great service and excellent problem solving team.

Great service and excellent problem solving team. Reviewed on: 5th May 2026

Very straightforward app.

Very straightforward app. Never had any issues. Very easy and great platform. Reviewed on: 5th May 2026

Always reliable when ever I needed paypal

Always reliable when ever I needed paypal Reviewed on: 5th May 2026

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