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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148565 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148565)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use PayPal, always great experience.

Very easy to use PayPal, always great experience. Reviewed on: 15th June 2026

Very good helpful and friendly service

Very good helpful and friendly service Reviewed on: 15th June 2026

A family friend told me about PayPal so I said to gi...

A family friend told me about PayPal so I said to give it a try on my first try it walked . So I will say you guys are excellent. Reviewed on: 15th June 2026

Easy to use no problems with ceedit and pay3 as...

Easy to use no problems with ceedit and pay3 as well Reviewed on: 15th June 2026

Always been easy to use and professional.

Always been easy to use and professional. Reviewed on: 15th June 2026

Excellent

Letting you get items that carn't wait till payday. Reviewed on: 15th June 2026

So far it's brilliant no problems or issues.

So far it's brilliant no problems or issues. PayPal account gives plenty of options when you are responsible and keep all the payments and commitments. Reviewed on: 15th June 2026

PayPal has simply made my monthly and daily planning...

PayPal has simply made my monthly and daily planning + shopping much easier Reviewed on: 15th June 2026

Great and approachable customer service always proac...

Great and approachable customer service always proactive Reviewed on: 15th June 2026

Good customer service, reliable payment method and e...

Good customer service, reliable payment method and effective service Reviewed on: 15th June 2026

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