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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105277 reviews)

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4.90

Based on 105,277 reviews, last reviewed 12th May 2026

2511750% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It just works, at times you can't ask for more It just works, at time you can't ask for more, you want a service that works, no gimmicks. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105277)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always a good experience never any issues with my ac...

Always a good experience never any issues with my account anything that I need assistance with is always acted on promptly Reviewed on: 5th May 2026

Always good communications and help with unrecognise...

Always good communications and help with unrecognised paymentd Reviewed on: 5th May 2026

Easy to use, but limited credit limit

Easy to use, but limited credit limit Reviewed on: 5th May 2026

I’ve been using PayPal for a while

I’ve been using PayPal for a while now, and overall it’s been a convenient and reliable way to send and receive money online. The setup process is quick, and linking a bank account or card is straightforward. I especially like how widely accepted it is across websites, which makes online shopping much easier. One of the standout features is buyer protection, which adds an extra layer of security when purchasing from unfamiliar sellers. Transactions are usually fast, and the interface both on desktop and mobile is generally easy to navigate. Overall, PayPal is a solid choice for everyday online payments particularly for its convenience and security. Reviewed on: 5th May 2026

Ease and makes budgeting good and able to buy with f...

Ease and makes budgeting good and able to buy with flexibility Reviewed on: 5th May 2026

Good work good good good gooodoooood

Good work good good good gooodoooood Reviewed on: 5th May 2026

Provide a good service.

Very few disputes but when I contacted PayPal. Problems have been resolved. Reviewed on: 5th May 2026

Overall good..

Overall good but customer service can be hit and miss Reviewed on: 5th May 2026

Use PayPal credit to buy a dining table .

Use PayPal credit to buy a dining table .. using the % and pay off in 4 months .. easy to make payments too Reviewed on: 5th May 2026

PayPal has always been great

PayPal has always been great, there when I need it and interest free pay dates on bigger transactions Reviewed on: 5th May 2026

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