Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106820 reviews)

View other PayPal products

4.90

Based on 106,820 reviews, last reviewed 14th May 2026

2582600% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and very trustworthy. Easy and very trustworthy. Seeing I can pay with PayPal ensures that I feel safe when making a payment Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106820)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using Paypal for over 10years now for Re...

I have been using Paypal for over 10years now for Receiving Paynents, Sending payments and Pay in 3. The Service has been very good and helpful in budgeting for shopping. Complaints arecqlways handled well. Reviewed on: 6th May 2026

Easy to use, low interest, easy payment options

Easy to use, low interest, easy payment options Reviewed on: 6th May 2026

Easy to use, and you have options

Easy to use, and you have options Reviewed on: 6th May 2026

Easy to use and pay off.

Easy to use and pay off. Reports and statements easy to access. I kept well informed with a monthly email reminding me to look at my PayPal statements Reviewed on: 6th May 2026

I’ve used PayPal for years and find it the easiest w...

I’ve used PayPal for years and find it the easiest way to pay and extremely easy to use, all information is clear and simple Reviewed on: 6th May 2026

PayPal Credit has really helped when we needed it mo...

PayPal Credit has really helped when we needed it most to purchase items quickly and without putting a massive dent in our finances. The flexibility is great and interest free period generous. Reviewed on: 6th May 2026

Not a single fault .

Not a fault . Anywhere just a brilliant and easy to use servuce Reviewed on: 6th May 2026

Easy to use

Easy to use and simple. Good App Reviewed on: 6th May 2026

PayPal is great good interest rate especially 4 mont...

PayPal is great good interest rate especially 4 months interest free Reviewed on: 6th May 2026

Very good, would recommend for handiness and reliabi...

Very good, would recommend for handiness and reliability Reviewed on: 6th May 2026

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub