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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105320 reviews)

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4.90

Based on 105,320 reviews, last reviewed 12th May 2026

2513800% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Helping to protect data online. Helping to protect data online. Especially when shopping online your financial information can not be compromised. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105320)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is a good service.

PayPal is a good service, reliable and trustworthy. I know my money is safe and I would always choose PayPal to purchase an item. PayPal credit is easy to use and understand. It’s easy to pay back and I can borrow money without worries. I am reminded each month of my monthly payments. Reviewed on: 5th May 2026

Trusted finance

We use PayPal regularly and always find it easy to use. Trusted to keep our money safe. Reviewed on: 5th May 2026

Quick and easy to use with instant decision and no w...

Quick and easy to use with instant decision and no waiting. Reviewed on: 5th May 2026

Easy and convenient

I love the PayPal app as I trust it not to leave me the victim of a scam Reviewed on: 5th May 2026

PayPal credit does what it says, PayPal but they giv...

PayPal credit does what it says, PayPal but they give you a credit limit. Helpful for online purchases where you want to boost credit or pay over time. They could be better if they sent warnings before you incur interest, as a technical error their side ended up not allowing auto-payment to go through so i missed a months payment when I aim to pay off my balance regularly in its whole. Reviewed on: 5th May 2026

Never a Problem

Never a Problem and the pay in 3 turned out to be a life saver Reviewed on: 5th May 2026

I had wonderful experience and very easy to open my...

I had wonderful experience and very easy to open my paypal credit. Also got rewarded for my first order. Reviewed on: 5th May 2026

I have had nothing but good experience with PayPal c...

I have had nothing but good experience with PayPal credit. I have had to contact customer service and they were nothing but friendly and polite and helpful. Reviewed on: 5th May 2026

Amazing!

Never had an issue with PayPal. Customer service is very good. Fantasticly convenient. Can’t fault it. Reviewed on: 5th May 2026

Very convenient to use and very safe.

I find using PayPal Credit much more safer than using a credit/debit card. 99% purchases i have made have allowed the use of this service and it is extremely convenient. One of the benefits of using this service is, i can immediately see my purchases, as my credit card would take 24 hours to show anything, plus i get an email on all purchases. Reviewed on: 5th May 2026

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