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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148599 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148599)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Most if the time its first class.

Most if the time its first class. I've had a few dodgy buys and it has been 50 /50 on PayPal backing me and backing the buyer. I wasn't happy at the time but PayPal supported what looked right . This area needs improving but scanners are one step ahead . Reviewed on: 15th June 2026

Fantastic

Extremely reliable and a very convenient and safe way to pay. Reviewed on: 15th June 2026

Only negative thing I say tha 0% it’s not clear on h...

Only negative thing I say tha 0% it’s not clear on how payments are made. I paid more than min payment and not clear if coming off my % Reviewed on: 15th June 2026

It's good.

It's good. Brilliant. Excellent. Supe4b Reviewed on: 15th June 2026

Peace of mind

The best company that gives you peace of mind with every purchase Reviewed on: 15th June 2026

Good service , easy to use, always using

Good service , easy to use, always using Reviewed on: 15th June 2026

PayPal is an easy and reliable way to pay in differe...

PayPal is an easy and reliable way to pay in different ways. Reviewed on: 15th June 2026

I use paypal for 2 decades now.

I use paypal for 2 decades now. Paypal never let me down. My ex did. I choose Paypal. Reviewed on: 15th June 2026

Happy with the service provided.

Happy with the service provided. Reviewed on: 15th June 2026

My account was hacked.

My account was hacked. I phoned PayPal and got help straight away. I was guided step by step what to do. Reviewed on: 15th June 2026

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