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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148689 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148689)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service fast checking and on time for received...

Good service fast checking and on time for received money Reviewed on: 15th June 2026

Helpful to have

Not much at the moment but have been helpful in the past Reviewed on: 15th June 2026

Just perfect I love PayPal just amazing

Just perfect I love PayPal just amazing Reviewed on: 15th June 2026

GOOD SERVICE

Have been to paypal for long now, really I like it the system is good. .so far so good. Reviewed on: 15th June 2026

I have had no issues in the number of years I have b...

I have had no issues in the number of years I have been using PayPal. Reviewed on: 15th June 2026

I absolutely love PayPal credit!

I absolutely love PayPal credit! It's make my life much easier and brilliant for i can spread my payments for 3 months. Reviewed on: 15th June 2026

The payment protection is a plus

The payment protection is a plus Reviewed on: 15th June 2026

PayPal have given me back control if my finances.

PayPal has enabled me to take control of my purchases & finances. My credit score is now positive. Reviewed on: 15th June 2026

Paypal provide a great service it lets you spread th...

Paypal provide a great service it lets you spread the cost. Reviewed on: 15th June 2026

Want to speak to someone on phone when I have a prob...

Want to speak to someone on phone when I have a problem not on-line or AI Reviewed on: 15th June 2026

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