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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105437 reviews)

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4.90

Based on 105,438 reviews, last reviewed 12th May 2026

2519450% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105438)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

safe, secure and reliable.

Have always trusted PayPal and use it regularly as they are secure, simple to use and reliable. Reviewed on: 5th May 2026

Good, makes online purchases easy and comfortable.

Good, makes online purchases easy and comfortable. Reviewed on: 5th May 2026

PayPal Credit is a convenient option for managing pu...

PayPal Credit is a convenient option for managing purchases, especially when you need flexibility with payments. It allows you to spread the cost over time, often with promotional offers like interest-free periods on qualifying purchases. The application process is quick, and because it’s integrated directly into PayPal, it’s easy to use across many online retailers. Overall, it’s a useful tool for budgeting larger expenses without immediately impacting your bank balance. Reviewed on: 5th May 2026

Excellent help and support

I have had a few times where I have not received orders or have had queries about things and have always been refunded/ assisted with any issues. Reviewed on: 5th May 2026

Great initiative.

Great initiative. Paypal credit is widely available and is super easy to use and manage. Reviewed on: 5th May 2026

Easy process, clear app easy to navigate.

Easy process, clear app easy to navigate. Various credit options available Reviewed on: 5th May 2026

Always handy to know wheni need a bit extra it's...

Always handy to know wheni need a bit extra it's there Reviewed on: 5th May 2026

Has to be just about the most convenient method for...

Has to be just about the most convenient method for purchases online. Reviewed on: 5th May 2026

Great offers for larger purchases and good to have t...

Great offers for larger purchases and good to have the option of 4 months interest free Reviewed on: 5th May 2026

Great effective service and ease of use

Great effective service and ease of use Reviewed on: 5th May 2026

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