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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148719 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148719)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great app

Great and quick to use Great and quick to use especially for shopping-online Reviewed on: 15th June 2026

Have had a couple off issues with purchases , no qui...

Have had a couple off issues with purchases , no quibble from pay pal sorted it quickly and resolved it for me . Reviewed on: 15th June 2026

I am extremely satisfied with PayPal.

I am extremely satisfied with PayPal. The platform is fast, secure, and very easy to use. Sending and receiving payments is simple, and transactions are processed smoothly. Their service gives me confidence when shopping online, and I appreciate the convenience and reliability they provide. Highly recommended! Reviewed on: 15th June 2026

Paypal is safe, secure and user friendly.

Paypal is easy to use and I feel safe using it as they help you to resolve issues and dispute. Reviewed on: 15th June 2026

Paypal credit works amazing, you can get a card to u...

Paypal credit works amazing, you can get a card to use at places that don't have PayPal pay as an option. Its easy to track on the app so you can monitor your spending as well as reviewing monthly email updates Reviewed on: 15th June 2026

Good stuff easy to use and that.

Good stuff easy to use and that. More words Reviewed on: 15th June 2026

I use PayPal pay in three for all of my purchases ve...

I use PayPal pay in three for all of my purchases very happy it helps spread the cost Reviewed on: 15th June 2026

I use paypal for convenience and trustworthy about m...

I use paypal for convenience and trustworthy about making safe transactions online Reviewed on: 15th June 2026

Very handy to have & spread the cost until payday...

Very handy to have & spread the cost until payday Reviewed on: 15th June 2026

I’m very happy with Paypal customer support services

I’m very happy with Paypal customer support services Reviewed on: 15th June 2026

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