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PayPal: PayPal Credit reviews

4.90
Based on 107,051 reviews, last reviewed 14th May 2026
2593000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a good experience with PayPal Always had a good experience with PayPal Reviewed on: 14th May 2026
Robert 's avatar
Robert

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107051)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal account personal

5
Any problems with suppliers paypal always resolved the matter in hand . Reviewed on: 6th May 2026

works as a way when i cant afford to make a big purc...

5
works as a way when i cant afford to make a big purchase all in one. easily able to pay it back effieciently without a massive interest increase. it allows me to do it whilst others cant. its easy to pay back as quick or as slow as i can. Reviewed on: 6th May 2026

This is a great service.

5
This is a great service. Thanks to PayPal Credit, I can get things right away and pay for them later in small monthly installments Reviewed on: 6th May 2026

I have had no issues with PayPal so I can not compla...

4
I have had no issues with PayPal so I can not complain I use their services pretty regularly and I have nothing negative to report. Reviewed on: 6th May 2026

A very professional knowledgeable company with a fr...

5
A very professional knowledgeable company with a friendly approachable customer service team. Always a live person to speak with if needed. I always use PayPal as my main source of funding purchases I have used other sources with disappointing outcomes. PayPal are responsive deal with any matter quickly gives confidence to the customer and I trust this way of paying for purchases more than any other. Reviewed on: 6th May 2026

Great way to pay

5
Using PayPal is so simple plus they offer various ways to pay, PayPal is my preferred way to pay as it is the safest option Reviewed on: 6th May 2026

Paypal is always there for me if I need to...

5
Paypal is always there for me if I need to use it Reviewed on: 6th May 2026

its always been simple and easy to use

5
its always been simple and easy to use Reviewed on: 6th May 2026

Safe, Quick and Stress-Free Payments

5
PayPal has always made online shopping feel much safer and easier for me. I like how quick the payments are and the extra protection when something goes wrong with an order. The refund and dispute process is straightforward, and it gives me peace of mind when buying from sellers I don’t know. Definitely one of the most convenient payment methods I use regularly Reviewed on: 6th May 2026

PayPal interest free credit is unbeatable

4
PayPal credit have been phenomenal in helping me catch up with my expenses. The 0% interest free package is top notch. Reviewed on: 6th May 2026