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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107125 reviews)

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4.90

Based on 107,125 reviews, last reviewed 14th May 2026

2596400% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Efficient and reliable I’ve been using PayPal for years and it’s proven to be very reliable as I’ve never had a problem with them. Payment is easy, flexible and straightforw... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107125)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent way to pay

Easy payments and a few months interest free Customer service is excellent when you encounter a problem Reviewed on: 6th May 2026

Paypal all-rounder

I have a debit and credit card with PayPal. Both are easy to use, any issues paypal are a message away. Quick responses. Credit card is excellent 4mths 0% makes this card stand out from other companies. Would definately recommend to family and friends. Transfers to and from my main bank account is quick and efficient, no waiting. Reviewed on: 6th May 2026

PayPal is easy safe and quick option to pay

PayPal is easy safe and quick option to pay Reviewed on: 6th May 2026

This service gave me more freedom of choice regardin...

This service gave me more freedom of choice regarding payments Reviewed on: 6th May 2026

Easy to use, interest free loans over 3 months , fan...

Easy to use, interest free loans over 3 months , fantastic Reviewed on: 6th May 2026

The Perfect Way to Spread the Cost

I’ve been using PayPal Credit for a while now, and it has genuinely made managing my larger purchases so much easier. The standout feature for me is the 4 months 0% interest on every purchase over £99. It provides a fantastic safety net and allows me to spread the cost of essential items without the pressure of immediate high-interest fees. Reviewed on: 6th May 2026

Amazing always give me choices of what way I can use...

Amazing always give me choices of what way I can use the app if I’m short of money Reviewed on: 6th May 2026

Excellent lender and facilitator

I have held a PayPal account for many years. The company is transparent in all its dealings with customers and using the app allows 24/7 access to your account status. Good communication and excellent customer service. Reviewed on: 6th May 2026

Daily use

Easy to use, it’s part of daily online purchasing Reviewed on: 6th May 2026

I always pay with PayPal because I have the reassura...

I always pay with PayPal because I have the reassurance that I will get my money back if the item is not reviewed or not as advertised Reviewed on: 6th May 2026

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