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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148809)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good experience to balance finances

4
Very good experience to balance finances Reviewed on: 15th June 2026

Easy to work with and great offers like 3 payments i...

5
Easy to work with and great offers like 3 payments interest free Reviewed on: 15th June 2026

Easy to use.

5
Easy to use.complaints dealt with quickly and fairly Reviewed on: 15th June 2026

I've had a good experience with PayPal credit from d...

5
I've had a good experience with PayPal credit from day 1 would highly recommend to family and friends. Never had a reason to contact PayPal customer services but had lots of friends and family contact them and never had a bad experience Reviewed on: 15th June 2026

I like the instalment payments with no interest char...

5
I like the instalment payments with no interest charged and customer service very good Reviewed on: 15th June 2026

Brilliant app

5
Paypal is incredibly easy to use the app is extremely helpful to keep track of your account and the direct debits with email reminders mean you never lose track of your spending. Reviewed on: 15th June 2026

I really like using PayPal so far

5
I really like using PayPal so far Reviewed on: 15th June 2026

A good Choice...

5
Pay pal is Convieniant Easy to use and A good Choice for Buying on Line. Reviewed on: 15th June 2026

good service

5
It is good service, i used interest free to pay in 4 months Reviewed on: 15th June 2026

I just feel you guys are brilliant.

5
I just feel you guys are brilliant. I tend to use you guys more than my credit cards , you are that good. Reviewed on: 15th June 2026

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