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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105505 reviews)

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4.90

Based on 105,505 reviews, last reviewed 13th May 2026

2522350% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay in 3 The pay in 3 installments is handy Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105505)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love it.

I love it. It helps me verry much. Easy to use. Reviewed on: 5th May 2026

Paypal has be so useful and always helpful

Paypal has be so useful and always helpful Reviewed on: 5th May 2026

Easy transactions flexible terms

Easy transactions flexible terms Reviewed on: 5th May 2026

Great convenience

Always available to use when I need it and convenient Reviewed on: 5th May 2026

Was unsure how to pay for shopping instore with the...

Was unsure how to pay for shopping instore with the credit but think I have it figured out now Reviewed on: 5th May 2026

Super easy to use, and quick customer support

Super easy to use, and quick customer support Reviewed on: 5th May 2026

Really good experience, sorted many of financial dif...

Really good experience, sorted many of financial difficulties and problems Reviewed on: 5th May 2026

safe, secure and reliable.

Have always trusted PayPal and use it regularly as they are secure, simple to use and reliable. Reviewed on: 5th May 2026

Good, makes online purchases easy and comfortable.

Good, makes online purchases easy and comfortable. Reviewed on: 5th May 2026

PayPal Credit is a convenient option for managing pu...

PayPal Credit is a convenient option for managing purchases, especially when you need flexibility with payments. It allows you to spread the cost over time, often with promotional offers like interest-free periods on qualifying purchases. The application process is quick, and because it’s integrated directly into PayPal, it’s easy to use across many online retailers. Overall, it’s a useful tool for budgeting larger expenses without immediately impacting your bank balance. Reviewed on: 5th May 2026

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