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PayPal: PayPal Credit reviews

4.90
Based on 107,220 reviews, last reviewed 14th May 2026
2600850% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service. First class service. Always very attentive Reviewed on: 14th May 2026
B S's avatar
B S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107220)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

szybka i tania tranzakcja , szybkie przelewy , dobre...

5
szybka i tania tranzakcja , szybkie przelewy , dobre kursy przemiany walut Reviewed on: 6th May 2026

It’s good and nice and I enjoy it

5
It’s good and nice and I enjoy it Reviewed on: 6th May 2026

I have used PayPal to pay for goods with 3 and 4 mon...

5
I have used PayPal to pay for goods with 3 and 4 months interest free options also to receive payments from abroad. Easy to use and great service. Reviewed on: 6th May 2026

Convenient and user friendly.

5
Convenient and user friendly. Non intrusive and smooth process of verification. Reviewed on: 6th May 2026

PayPal Credit - Making money simple!

5
Very good and easy use of PayPal Credit, allowing a wide range of products/services that can be paid for via their credit facility. Easy to set up, easy to pay - and that’s the one thing you want when it comes to finance. Simplicity! Reviewed on: 6th May 2026

A perfect experience.

5
A perfect experience. Fast and practical. There for me when I least expect it. Reviewed on: 6th May 2026

Always easy and convenient to use.

5
Always easy and convenient to use. Reviewed on: 6th May 2026

Excellent service

5
Easy to use fast reliable service Reviewed on: 6th May 2026

Been excellent from start to finish, never had any i...

5
Been excellent from start to finish, never had any issues Reviewed on: 6th May 2026

PayPal has been absolutely amazing with its credit o...

5
PayPal has been absolutely amazing with its credit offers. This has seen me able to book flights and use the four months interest free and be able to afford them flights instead of putting the mono credit card with interest. PayPal has been great when I’ve had to have disputes over items that have not arrived and they have fully supported and helped me receive my refund. Could not recommend PayPal enough. Reviewed on: 6th May 2026