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PayPal: PayPal Credit reviews

4.90
Based on 105,536 reviews, last reviewed 13th May 2026
2523850% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use and everything is very clear, espec... It’s easy to use and everything is very clear, especially the pay in 3. Reviewed on: 13th May 2026
Elizabeth L's avatar
Elizabeth L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105536)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love the ease of PayPal credit.

5
I love the ease of PayPal credit. Especially nowadays when I tend to purchase more online than I do in store , I love the protection of buying things through pay pal credit and it’s so easy to do. Reviewed on: 5th May 2026

ALWAYS THERE TO HELP

5
Always keep you updated and responds promptly to any queries. Reviewed on: 5th May 2026

Great pay monthly credit

5
Used for flights to pay monthly. Can change my monthly amount via direct debit to suit me. At once point I thought I had been overcharged by the website I bought the flights and phoned PayPal who helped discuss and ensure I was paying the correct amount Reviewed on: 5th May 2026

Always efficient and fast.

5
Always efficient and fast. I use it often for flights or clothes. Always reliable Reviewed on: 5th May 2026

I use PayPal almost daily for most of my internet tr...

5
I use PayPal almost daily for most of my internet transactions. Couldn’t be happier and feel secure in my purchases and money transfers. Reviewed on: 5th May 2026

PAY pal is a smart way to shop ,no hassle, no proble...

4
PAY pal is a smart way to shop ,no hassle, no problems ,, and if there is a problem sorted quickly Reviewed on: 5th May 2026

PayPal credit is very easy to use but it would be ev...

5
PayPal credit is very easy to use but it would be even better if we could see the balance on other apps. Reviewed on: 5th May 2026

PayPal is so easy to use and allows me to spread the...

5
PayPal is so easy to use and allows me to spread the cost of my purchasing. The 3 payments over 3 months is a great way of controlling your spend. Reviewed on: 5th May 2026

Excellent customer service.

5
Excellent customer service. Always friendly and helpful. Nothing is too much trouble Reviewed on: 5th May 2026

Really pleased with the service and customer service...

5
Really pleased with the service and customer service when I needed a question answered Reviewed on: 5th May 2026

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