Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88166 reviews)

View other PayPal products

4.90

Based on 88,166 reviews, last reviewed 28th Apr 2026

1724150% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really helpful when I required assistance. Really helpful when I required assistance. Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (88166)

Easy to use and reliable

Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022

I am always happy

Everything is going well and professional Reviewed on: 13th June 2022

Paypal credit

Easy way to pay not must no fuss just pay and your payments are insured Reviewed on: 13th June 2022

Enough credit allowance

Good promo offers and enough time to payback. Reviewed on: 13th June 2022

Excellent way to spread costs

Fantastic service and very quick and easy to use, easy to manage and accessible. Reviewed on: 13th June 2022

Great credit provider for everyone!

Its user friendly with transparent terms and conditions which is not easy to find. I love using PayPal credit because it makes my life easier. Reviewed on: 13th June 2022

Good as it gets

Easy to apply. Easy to use. Highly recommend Reviewed on: 13th June 2022

Great company for service and convenience

Used PayPal Credit for several years with no issues and great 0% interest on several purchases. Reviewed on: 13th June 2022

Brilliant

Best company ever helps to have things you need with time to pay Reviewed on: 13th June 2022

The best

The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 488 reviews
Payments
from PayPal 4.92 from 3687 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40286 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub