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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149859 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149859)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I Pay with my Pal.

It opens up a new way of purchasing, I have used PayPal for many years. There payment in 3, is a way of buying and spreading the cost in affordable amounts. I recently got a PayPal credit card, again helps me to budget my spending. The site shows all your payments and purchases, an easy way to keep control of your spending. Reviewed on: 17th June 2026

paypal credit has helped me out several times

paypal credit has helped me out several times and i recommend it to everyone Reviewed on: 17th June 2026

PayPal has helped me build my credit

PayPal has helped me build my credit Reviewed on: 17th June 2026

Used PayPal for years now!

Used PayPal for years now!! Love the pay in 3 option, helps balance out money when buying expensive goods. Always have peace of mind that the payment is safe prior to coming out of my bank account. I totally recommend PayPal, never had any issues. Reviewed on: 17th June 2026

A very reliable service

A very reliable service that does not require complicated things to do. I got myself a new S26 Ultra using PayPal credit. I am very happy with this service and I highly recommend. Reviewed on: 17th June 2026

PayPal credit and PayPal pay in 3

Unfortunately I accidentally missed a on time payment on my PayPal credit and had my PayPal pay in 3 option taken away from me which I used regularly with no issues which has inconvenienced me a lot Reviewed on: 17th June 2026

It’s a good way to spread costs when paying for more...

It’s a good way to spread costs when paying for more expensive items. Reviewed on: 17th June 2026

I never had any problems with PayPal.

I never had any problems with PayPal. Everything is clear and easy to use and check on application. Reviewed on: 17th June 2026

Easy to use with my Dell Outlet Purchase

Easy to use with my Dell Outlet Purchase Reviewed on: 17th June 2026

I’ve used PayPal for years and have been using PayPa...

I’ve used PayPal for years and have been using PayPal credit for the past couple; it’s a wonderful tool. Exactly what we need as a family for big purchases, every detail is up front and easy to pay. Reviewed on: 17th June 2026

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