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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105665 reviews)

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4.90

Based on 105,665 reviews, last reviewed 13th May 2026

2529700% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer focused. Excellent customer focused. Easy transactions Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105665)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’m using PayPal since last 17 years and I have no i...

I’m using PayPal since last 17 years and I have no issues at all, I have excellent experience with PayPal, love it Reviewed on: 5th May 2026

Paypal is great!

Paypal is great! It has amazing options to send and receive money! it also has an amazing amount of options for overseas transfers and everything is amazing! Paypal credit is also great it allows an appropriate amount of time for repayments with a nice interest % so it is very handy when splitting larger purchases! Reviewed on: 5th May 2026

PayPal credit allows me to live more freely, without...

PayPal credit allows me to live more freely, without struggling to pay off debt. Reviewed on: 5th May 2026

Using PayPal is seamless and very convenient.

Using PayPal is seamless and very convenient. The app also is easy to use and one gets updates very quickly as to your purchasing. The coverage in the market place to use PayPal is wide and convenient. Reviewed on: 5th May 2026

I had some problems with shop but paypal solved my p...

I had some problems with shop but paypal solved my problem and secured my money Reviewed on: 5th May 2026

I haven’t had much interaction with customer service...

I haven’t had much interaction with customer services but overall good product to use Reviewed on: 5th May 2026

Excellent service!

Excellent service! Makes life easier for me and family. Reviewed on: 5th May 2026

Great app!

Great app! So easy to use and I can send/receive from people, super quick and easy! Reviewed on: 5th May 2026

Absolutely fantastic

Absolutely fantastic!! Charity of the available options,ease of use Reviewed on: 5th May 2026

Simple, Reliable and Convenient to Use

I’ve had a very positive experience using PayPal Credit. The service is reliable, and the application process was quick and straightforward. What I find most helpful is how easy it is to use both in shops and online. It gives me flexibility when making purchases, and managing payments through PayPal is simple and convenient. Overall, it’s a useful option if you want a bit more control over your spending while still keeping things easy to manage. Reviewed on: 5th May 2026

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