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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105715 reviews)

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4.90

Based on 105,715 reviews, last reviewed 13th May 2026

2531750% increase in 5 star reviews

in the past 90 days

7500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good customer service, brilliant app. Good customer service, brilliant app. Easy to make payments and understand which purchases are still interest free and for how long. It’s great that y... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105715)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to make payments over 3 payments or interest free

Easy to make payments over 3 payments or interest free Reviewed on: 5th May 2026

perfect for paying easily.

perfect for paying easily. good for credit and pay in 3 is great Reviewed on: 5th May 2026

Making life so much easier!

Always easy to access via app and pay for purchases. Reviewed on: 5th May 2026

The customers service have been somewhat helpful

The customers service have been somewhat helpful Reviewed on: 5th May 2026

Trusted!

Always trusted Paypal. Felt secure Reviewed on: 5th May 2026

Straightforward

Very easy way to split things across a few months. I have not had any issues at all with it, and find the app easy to navigate. Interactions with customer service have been straightforward and prompt. Reviewed on: 5th May 2026

Easy to use and PayPal credit offers options

Easy to use and PayPal credit offers options for payment Reviewed on: 5th May 2026

very reliable

Paypal has proved to be very reliable for me in times of need allowing me to pay back in an affordable way Reviewed on: 5th May 2026

Great for deals with time limited offers , buy now a...

Great for deals with time limited offers , buy now and pay in 3 and also 0% over 4 months . Tbh it’s saved me money over the short and long terms Reviewed on: 5th May 2026

Readily available and very useful tool

Readily available and very useful tool Reviewed on: 5th May 2026

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