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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172136)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Clear easy process, don’t over do the credit drive,...

Clear easy process, don’t over do the credit drive, love to use it Reviewed on: 7th July 2026

PayPal credit helped get me and my husband the break...

PayPal credit helped get me and my husband the break we need. Without PP credit we could not afford the repayments. Reviewed on: 7th July 2026

My experience is great as I have received lots of in...

My experience is great as I have received lots of incentives with my PayPal account and is ongoing. Reviewed on: 7th July 2026

I use PayPal to shop online and really enjoy the con...

I use PayPal to shop online and really enjoy the convenience of its 3-month interest-free payment option. It has made managing my purchases much easier. The only thing that would make the experience even better is if PayPal increased my credit limit. I would truly appreciate having a higher credit limit to give me greater flexibility when making purchases. Reviewed on: 7th July 2026

PayPal, service you can trust

PayPal has been one of the most trusted online payment platforms for many years, making it easy to send and receive money securely around the world. Its advanced encryption, fraud monitoring, and buyer and seller protection programs help provide peace of mind when making online transactions. I appreciate how simple and convenient the platform is to use, whether I'm shopping online, paying for services, or transferring money. The ability to keep financial information private by not sharing bank or card details directly with merchants adds another layer of security. Overall, PayPal is a reliable, safe, and user-friendly payment service that offers strong protection for both buyers and sellers, making it an excellent choice for secure online payments. Reviewed on: 7th July 2026

Great experience

Excellent experience great customer service got scammed by someone PayPal sorted it straight away .transactions are always quick can’t fault them at all Reviewed on: 7th July 2026

I’ve never had a problem with PayPal.

I’ve never had a problem with PayPal. It’s the safest way to pay. Reviewed on: 7th July 2026

I find PayPal convenient and it’s pay in three excel...

I find PayPal convenient and it’s pay in three excellent Reviewed on: 7th July 2026

Easy to use and accepted almost everywhere.

Easy to use and accepted almost everywhere. Customer service is fantastic and very helpful. Highly recommend Paypal Reviewed on: 7th July 2026

Excellent company

App and a company experience is excellent but human interaction I can say may be little more positive. Reviewed on: 7th July 2026

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