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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106331 reviews)

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4.90

Based on 106,331 reviews, last reviewed 13th May 2026

2559950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service, never had any issues. Great service, never had any issues. Got approved for credit easily. Assigining reoccurring payments is super easy. I will continue to use the PayPal ... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106331)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit has always been a good way to manage m...

PayPal credit has always been a good way to manage my credit Reviewed on: 5th May 2026

PayPal is the smart way to spend

Love the flexibility PayPal gives me to purchase those special items or expensive treats. App is easy to navigate and have everything in one place. Piece of mind when it comes to great customer service if issues arise, quick to help and resolve. Reviewed on: 5th May 2026

Great customer experience

Paypal Credit offers flexibility that few to no other credit cards do. Great customer experience Reviewed on: 5th May 2026

PayPal 4 months interest free pay back credit has be...

PayPal 4 months interest free pay back credit has been so so helpful. Best credit provider out there Reviewed on: 5th May 2026

Very convenient and easy way to pay

Very convenient to pay online and securely. If you get conned they help trace and refund you. Reviewed on: 5th May 2026

I feel safe when using PayPal

I feel safe when using PayPal and they have excellent customer service. If there is a problem with a purchase they are quick to act on behalf of the customer. Reviewed on: 5th May 2026

PayPal is a reliable and convenient way to make onli...

PayPal is a reliable and convenient way to make online payments. Transactions are fast, secure, and easy to track. I especially appreciate the buyer protection and the ability to pay around the world with just an email address. Reviewed on: 5th May 2026

Easy to use and convenient, great customer service t...

Easy to use and convenient, great customer service to resolve issues Reviewed on: 5th May 2026

I am happy with service offered by PayPal

I am happy with service offered by PayPal Reviewed on: 5th May 2026

Simple and Convenient Credit Option

Easy to use and very convenient for online purchases Quick approval process and straightforward application Flexible repayment options that help manage spending Clear statements and good visibility of transactions Reviewed on: 5th May 2026

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