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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172516)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent

Excellent customer service and great product management Reviewed on: 7th July 2026

Good for

Good for that what i need. Not too.... Reviewed on: 7th July 2026

It is my single payment choice for everything now

super easy to use, everything in one place, great communication around spending and transcations. It is my single payment choice for everything now regardless of payment method required at point of purchase Reviewed on: 7th July 2026

Convenient - easy to use app

Convenient - easy to use app needed customer assistance which was ok Reviewed on: 7th July 2026

Always very helpful. Nothing is too much trouble

Always very helpful, never had cause to complain Reviewed on: 7th July 2026

Excellent, very easy, and safe, no problems, had an...

Excellent, very easy, and safe, no problems, had an account for over 10 years with no problems Reviewed on: 7th July 2026

It's quick and easy to set up.

It's quick and easy to set up. Easy to use and convenient. Reviewed on: 7th July 2026

Lifesaver

It’s been a life saver being able to split large purchases over 4 months with no interest and tracking where I’m at in the app allows me to be flexible with payments and manage my finances intentionally. Reviewed on: 7th July 2026

I have used it for several purchases.

I have used it for several purchases. It’s very quick and easy to use Reviewed on: 7th July 2026

Easy money at shirt notice

Needed the money and PayPal were there with no hassle Reviewed on: 7th July 2026

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