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PayPal: PayPal Credit reviews

4.90
Based on 106,488 reviews, last reviewed 13th May 2026
2567250% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They offer a wide range of payment options and rates... They offer a wide range of payment options and rates are very reasonable. Reviewed on: 13th May 2026
NoisB 's avatar
NoisB

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106488)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fab was able to make the purchase with ease.

5
Fab was able to make the purchase with ease. No problems encountered. Happy with every step. Reviewed on: 6th May 2026

I use a market place that uses PayPal and I’ve had p...

5
I use a market place that uses PayPal and I’ve had pretty good service Reviewed on: 6th May 2026

PayPal is for credit too!

5
I hadn't thought of PayPal as being a place that offers credit, but I am so glad that I took a chance and tried it, no regrets. It was so easy to set up and I'm happy about the credit limit I've been given. Reviewed on: 6th May 2026

Transparent in process

5
Have used PayPal for many years, they are transparent with fees, payments & any forthcoming changes to policies & processes. Also quick to respond to any account issues/possible scams etc. Reviewed on: 6th May 2026

PayPal is super universal in everyday life, very fle...

5
PayPal is super universal in everyday life, very flexible and customer service are second to none. Reviewed on: 6th May 2026

Great credit option

5
PayPal is always easy to use, and the addition of credit to your account is a great bonus. Much preferred to other credit options. Reviewed on: 6th May 2026

excellent and always allows alternative ways to pay...

5
excellent and always allows alternative ways to pay for things i love Reviewed on: 6th May 2026

Human customer service .

5
Human customer service . Short wait time to speak to someone. Reviewed on: 6th May 2026

I love paypal credit.

5
I love paypal credit. It helps you to manage you payment in difficult times Reviewed on: 6th May 2026

I have always found paypal an easy safe option when...

5
I have always found paypal an easy safe option when paying online. Reviewed on: 6th May 2026