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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172717)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent

Brilliant, all round excellent services that I have used. Reviewed on: 7th July 2026

It was easy to access and very helpful.

It was easy to access and very helpful. The lay back procedure was also quite helpful and easy on my finances making it possible to continue my living expenses without being bothered about the cost of paying back. Reviewed on: 7th July 2026

Never had any issues and always kept updated.

Never had any issues and always kept updated. Its easy to use and when there is a need to contact customer support they are very helpful Reviewed on: 7th July 2026

Great Customer Service over 25-years.

I have had over 25-years of great experiences with PayPal. Very easy to use, and widely accepted across the world. I can’t comment on any issues with the service, as I’ve never had any. Reviewed on: 7th July 2026

Functions as it says it does with minimal to no bugs...

Functions as it says it does with minimal to no bugs or issues I’ve encountered. Reviewed on: 7th July 2026

Cannot get through this review.

Cannot get through this review. The end demands a name. You have my name. Don’t be ridiculous Reviewed on: 7th July 2026

Easy to use and manage accounts.

Easy to use and manage accounts. I use PayPal for most online transactions and never had an issue with them. Assist with any issues I've had quickly and professionally Reviewed on: 7th July 2026

The most reliable and reasonable extra mile of finan...

The most reliable and reasonable extra mile of financial support comes in very handy and helpful when the chips are down Reviewed on: 7th July 2026

I have been a PayPal customer for many years now.

I have been a PayPal customer for many years and have used PayPal credit during that time, I found it easy to set up with fair rates and choices of time to pay off. Really it worked for me. I also use PayPal on a daily basis for ordinary transactions where I feel safe, ie, online purchases, I am liking the pay in three option as well, it helps when I wish to break the payments up a little. I would recommend PayPal to anyone wishing to enjoy a flexiible online experience. Reviewed on: 7th July 2026

Definitely recommend

I use the pay in 3 and other interest free methods regularly. I like that there is no annual fee. Yes the interest rate is high but if you stay within the limit and pay on time they’re totally avoidable. The app makes accessing and managing your account really easy. I also really trust Paypal for security. Reviewed on: 7th July 2026

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