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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106548 reviews)

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4.90

Based on 106,548 reviews, last reviewed 13th May 2026

2570100% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using Paypal for payment is the most seamless experi... Using Paypal for payment is the most seamless experience.The opitons the credit card offers are amazing Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106548)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great experience with PayPal, never had an issue

Great experience with PayPal, never had an issue Reviewed on: 6th May 2026

All good.

Reliable, user friendly, easy to monitor. Reviewed on: 6th May 2026

Great and reliable

Did make the things easier, great and very helpful Reviewed on: 6th May 2026

It’s easy and I enjoy using the app

It’s easy and I enjoy using the app Reviewed on: 6th May 2026

Flexible payment plan

PayPal is the best thing that happened to my business they gave me soft credit and their payment plan is very fair I highly recommend Reviewed on: 6th May 2026

Great Payment Flexibility

PayPal Credit is incredibly convenient and easy to use. The instant approval and interest‑free periods make larger purchases far more manageable, and everything is clearly organised within my PayPal account. It’s flexible, transparent, and backed by a service I trust. Highly recommended. Reviewed on: 6th May 2026

My preferred credit

I use paypal credit often. Fast approval and no interest charge when paid on time. Really handy for the last minute purchases that catch us all out time to time. Reviewed on: 6th May 2026

Easy Site To Use - Meets All My Payment Requirements

Very easy site to navigate and services, payment options are excellent … very simple and safe online payment process meets all my requirements and needs … perfect for sending payments to family in other countries and regions .. PayPal come highly recommended .. Thx JOHN R Reviewed on: 6th May 2026

Easy and safe

Reliable and safe to use ,and gives us peace of mind to pay Reviewed on: 6th May 2026

Very good idea and helpful advice to everyone

Very good idea and helpful advice to everyone Reviewed on: 6th May 2026

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