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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173225)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always there for you

5
Whenever I have had a problem with a retailer PayPal have always sorted it efficiently and positively Reviewed on: 7th July 2026

Good buyer protection and easy access to website.

5
Good buyer protection and easy access to website. Easy to use and payment options are good with no hidden extras Reviewed on: 7th July 2026

Have been using PayPal credit for years

5
Have been using PayPal credit for years Reviewed on: 7th July 2026

Just a great experience with everything they do as a...

5
Just a great experience with everything they do as a business can’t complain with anything too be honest Reviewed on: 7th July 2026

PayPal Credit suits my needs when using credit.

5
I find PayPal Credit easy to use and convenient when buying online. I also find the interest free offers useful for larger purchases. I can check my balance instantly on the app and set payment amounts to suit my needs. Reviewed on: 7th July 2026

Never had any problem , great customer service

5
Never had any problem , great customer service Reviewed on: 7th July 2026

PayPal is easy to use and have great ways to pay.

5
PayPal is easy to use and have great ways to pay. The app is brilliant and all the information i ls there. Very good with updates too. Reviewed on: 7th July 2026

Always there when you need it , easy to use.

5
Always there when you need it , easy to use. Perfect for people who don’t like share their card details Reviewed on: 7th July 2026

Very easy and convenient - Just seems to be a great...

5
Very easy and convenient - Just seems to be a great option for spreading payements Reviewed on: 7th July 2026

Trusted and safety transactions , it’s save for your...

5
Trusted and safety transactions , it’s save for your money if there’s a fraud or scammer Reviewed on: 7th July 2026

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