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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106617 reviews)

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4.90

Based on 106,617 reviews, last reviewed 13th May 2026

2573250% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe use - allows to purchase easy online Safe use - allows to purchase easy online Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106617)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Would definitely recommend, such a great service.

Would definitely recommend, such a great service. I love PayPal! Reviewed on: 6th May 2026

Trustworthy company

Trustworthy financial company, fast and good communication skills with the client Reviewed on: 6th May 2026

Decent service

The service of paypal credit has been fairly good, its good value and I have not had problems with them over the years that I have been with them Reviewed on: 6th May 2026

Excellent experience.

It has been an excellent experience. The whole process from applying to setting it up and using it has been great so far and the 4 month interest free perk over £100 gives you the flexibility you need from time to time. Reviewed on: 6th May 2026

I have used all PayPal products and never had issues .

I have used all PayPal products and never had issues . Service levels and excellent and would highly recommend them . Reviewed on: 6th May 2026

Fast and easy!

Fast, efficient and easy to keep track of. Worked without issue after I had been rejected finance from a bank for a new phone, and had a deal for 0% APR to boot. Wording could be a little more clear on whether payment will be withdrawn from linked bank accounts or PayPal Balance, however. A minor gripe! Reviewed on: 6th May 2026

Great range of payment options

I have used PayPal for a long time. I have found the customer service very helpful when there have been any issues with transactions. PayPal credit is useful when needed and the pay in 3 system seems to work really well. I like the range of options for payments. Reviewed on: 6th May 2026

Great service

Its quick and easy to use and it gives you pease of mind when paying for things though Paypal Reviewed on: 6th May 2026

Pay pal use ablitly

Easy to use and flexabile over the years Reviewed on: 6th May 2026

Super reliable.

Super reliable. Easy to navigate, good customer service. Easy to trust with big purchases. Reviewed on: 6th May 2026

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