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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173660)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always happy with custom service

4
Always happy with customer service Reviewed on: 7th July 2026

The PayPal app is extremely simple and easy to use a...

5
The PayPal app is extremely simple and easy to use and therefore very user friendly. When i have needed to consult customer services they have always been responsive and helpful. I trust Paypal and have used it for many many years. Reviewed on: 7th July 2026

Payment flexibility

5
I really love the flexibility of paypal. Th ability to spread costs over a few months.The statements are clear and I know where I am. I use the direct payment credit option or pay by installments. A great to manage purchases. Reviewed on: 7th July 2026

So far so good

4
Been using Paypal for years seems to work pretty well for me Reviewed on: 7th July 2026

Never had a problem with Pay pal always had good cus...

5
Never had a problem with Pay pal always had good customer service Reviewed on: 7th July 2026

No brainer

5
Simple and quick process. Reasonable rates. Easy to adjust repayments and check balances. Reviewed on: 7th July 2026

Easy and efficient.

4
Easy and efficient. Ease to set up. Reviewed on: 7th July 2026

I love the payment flexibility with pay later or one...

5
I love the payment flexibility with pay later or one in three and the app to monitor your spending and great customer support. Reviewed on: 7th July 2026

Easy application app very good for keeping up to date

5
Easy application app very good for keeping up to date Reviewed on: 7th July 2026

PayPal, the best payment method

5
I always use Paypal as my payment method. It is safe, secure, fast & reliable. Reviewed on: 7th July 2026

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