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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106671 reviews)

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4.90

Based on 106,671 reviews, last reviewed 14th May 2026

2575750% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good banking with PayPal I am with PayPal many years... Good banking with PayPal I am with PayPal many years now,seems great customer experience. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106671)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Trust, Speed, and Simplicity All in One App!!

The Most Reliable Payment Platform I’ve Ever Used- PayPal has honestly made online payments so much easier and safer for me. Whether I’m shopping online, sending money to family, or receiving payments, everything is fast, secure, and simple to use. What I appreciate most is the buyer protection and instant transaction notifications — it gives real peace of mind when making purchases. The app is smooth, easy to navigate, and works perfectly every time. I’ve used many payment platforms before, but PayPal stands out because of its trust, convenience, and worldwide acceptance. It’s one of those apps you genuinely rely on daily without even thinking twice. Highly recommended to anyone who values security, speed, and stress-free online payments! Reviewed on: 6th May 2026

Good service.

Good service. Lots of possibilities for flexible payments schedule. Good for you.!Especially online purchases I always prefer to pay with PayPal Credit. It's easy and secure enough. Reviewed on: 6th May 2026

Amazing experience!

All around amazing experience have recommended to numerous friends and colleagues thank you to PayPal! I think the functionality is market leading and the customer service is even better. Super happy. Reviewed on: 6th May 2026

Good stuff easy to work with easy to use the...

Good stuff easy to work with easy to use the app Reviewed on: 6th May 2026

Would definitely recommend, such a great service.

Would definitely recommend, such a great service. I love PayPal! Reviewed on: 6th May 2026

Trustworthy company

Trustworthy financial company, fast and good communication skills with the client Reviewed on: 6th May 2026

Decent service

The service of paypal credit has been fairly good, its good value and I have not had problems with them over the years that I have been with them Reviewed on: 6th May 2026

Excellent experience.

It has been an excellent experience. The whole process from applying to setting it up and using it has been great so far and the 4 month interest free perk over £100 gives you the flexibility you need from time to time. Reviewed on: 6th May 2026

I have used all PayPal products and never had issues .

I have used all PayPal products and never had issues . Service levels and excellent and would highly recommend them . Reviewed on: 6th May 2026

Fast and easy!

Fast, efficient and easy to keep track of. Worked without issue after I had been rejected finance from a bank for a new phone, and had a deal for 0% APR to boot. Wording could be a little more clear on whether payment will be withdrawn from linked bank accounts or PayPal Balance, however. A minor gripe! Reviewed on: 6th May 2026

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